Checking Accounts

Our Checking Accounts offer all the advantages of a traditional checking account with the latest in modern convenience, and come in a variety of options to fit your lifestyle. All of our Checking accounts can be tied together with other JSC FCU products and services that will make managing your finances easy and efficient.

All of our Checking Accounts come with these outstanding benefits:

1Ability to earn dividends not available with energY Checking.   2 Restrictions apply; member must qualify.  Please see a Credit Union employee for more information.

 


Classic Checking: Our Classic Checking account offers all the advantages of a traditional checking account with no minimum balance requirements, an array of no-cost products and services, plus the ability to earn dividends. Click to learn more...

energY Checking: Our energY Checking account was created specifically for the next generation of JSC FCU members.  By grouping unique account benefits with the latest in technology and convenience, our energY Checking Account will help make your financial life a great success story. Click to learn more...

Horizons Checking: Our Horizons Checking account is designed exclusively for members age 55+ and offers a practical and cost-effective way to handle your finances. Click to learn more...

Money Market Checking: Our Money Market Checking account is a high yield investment alternative, allowing you to earn higher than typical savings dividends along with the added benefit of liquidity, and all with the conveniences of a normal checking account. Click to learn more...

 

Our energY Checking Account was created specifically for the next generation of JSC FCU members.  By grouping unique account benefits with the latest in technology and convenience, our energY Checking Account will help make your financial life a great success story.

Check out the energY web site at www.jscfcuenergy.org! 

In addition to the benefits included in all JSC FCU Checking Accounts, our energY account offers:

  • Low minimum deposit of $10 to open
  • Your choice of a Free energY VISA Check Card1  or ATM Card
  • Free Box of energY checks annually2
  • Enrollment in Online Banking and E-Statements is required
  • Teens ages 14 -17 must bring in a parent or a legal guardian to sign as joint owner for a Checking Account3
  • Exclusive energY web site created just for energY members with podcasts, videos, blogs, articles and polls all about finances and lifestyle topics that relate to every stage in your life

1 Restrictions apply; member must qualify.  2 Only one free box of energY checks per year for currently enrolled online banking and e-statements members; additional boxes can be ordered for an additional fee.  3 The parent or legal guardian to sign as joint owner for a Checking Account.  Please see a Credit Union employee for more information.

 

Are You a New Member?
In order to take advantage of the full array of products and services that JSC Federal Credit Union offers, you must first become a member of our institution. Click here to learn more about becoming a JSC FCU member.

How to Open a New Account for Existing Members
If you are a current JSC FCU member and would like to open a new Savings or Checking Account, you will need to visit one of our local branch locations and bring in the following items:

  • A valid government issued photo identification
  • Your U.S. Social Security Number
  • Proof of your current residence if different from your valid photo identification (i.e. utility bill, insurance card, etc.)
  • Members ages 0 - 17 must have a parent or a legal guardian present to sign as joint owner for a Savings Account
  • Members ages 14 -17 must bring in a parent or a legal guardian to sign as joint owner for a Checking Account
  • A minimum deposit of $5 for a Savings Account
  • A minimum deposit of $25 for a Classic Checking or Horizons Checking Account
  • A minimum deposit of $10 for an energY Checking Account
  • A minimum deposit of $1,000 for a Money Market Checking Account
  • Qualification is subject to Telecheck approval
  • Other identifying documents may be requested

 

 

Checking Accounts

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