There are many financial decisions involved in purchasing or refinancing a home. The calculators we provide here can help you decide what type of mortgage is best for you, whether you are considering purchasing a new home or deciding if it is the right time to refinance. Of course, the calculators don't take into account all the factors that should be considered when choosing a new mortgage, they are designed just to offer assistance. The final decision should always be based on what's best for you and your individual situation.

How much would my monthly payment be?
How much can I save with a 15 year mortgage?
Can I save money by refinancing now?
Should I buy a home or continue to rent?
How quickly can I pay off my mortgage by making additional payments?
Does it make sense to pay points to get a lower interest rate?

Information and interactive calculators are made available to you as self-help tools for your independent use. We can not and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

For more information on JSC Federal Credit Union, or to find out how you can join, please call 281.488.7070 or 800.940.0708, or visit any branch office or e-mail.