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Click Here to Apply for a Consumer
Loan Now.
Loans - Vehicles
If a new or used vehicle is in your plans, look no further than JSC FCU for your next auto loan. When you finance your vehicle at JSC FCU, you're getting more than just a great rate. Our auto loans feature:
- Competitive Rates
- Flexible financing terms
- Easy application process
- Speedy approvals and pre-approvals
- No penalties if you pay off your loan early
- Low-cost optional payment protection insurance
- Convenient payment options
- And much more
You can also get JSC
FCU financing right at the dealership! Contact a sales
representatives from one of our Preferred Auto Dealerships to take advantage
of Credit Union member pricing. The dealers listed in
this section are specially authorized to provide JSC Federal
Credit Union financing. This means JSC FCU members can go directly
to these dealerships and finance their automobile purchases
through the Credit Union for the same rate as offered in our
branches without having to come by Credit Union.
Use the
Chrome Car Book to look up the latest new or used car prices.
We also have several online calculators to help you determine which lending option
is the best fit for your individual financial situation. Is
a new or a used vehicle better for you? Should you lease or
purchase? What vehicle can you afford? Our calculators can help
you determine the answers to all these questions, and many others.
Loans - Recreational Vehicles
If a boat, personal watercraft or
motorcycle is more your style, let our lending professionals
help. JSC FCU offers a wide variety of terms to help get you
in the recreational vehicle of your dreams Whatever your financial
need, odds are JSC Federal Credit Union has the loan you need.
In addition to traditional loans (cars, mortgages, etc.) JSC
Federal Credit Union also offers loans for:
- New and used boats
- New and used campers and RV's
- Personal watercraft and ATV's
- Plus many more!
Click Here to Apply for a Consumer
Loan Now.
Gap Plus Protection bridges the "gap" that can occur when the unexpected (accident or stolen) happens to your vehicle. It bridges the amount you owe and the amount your auto insurance covers for your vehicle. The moment you drive your vehicle off the lot, the value of your vehicle may be reduced. Included in the benefits are:
- Protection for the term of your loan up to 84 months
- Coverage for vehicles valued up to $100,000 at the time of purchase
- Coverage for auto insurance deductibles up to $1,000 if a gap exists
Example: Loan Payoff to Credit Union is $18,000; actual cash value determined by the insurance is $15,000 minus your deductible of $500 results in an auto settlement of $14,500 with potential out of pocket expenses of $3500….GAP Payment will be $3500.
For more information on JSC Federal Credit Union, or to find out how you can join, please call 281.488.7070 or 800.940.0708, or visit any branch office or e-mail.
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