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Loans - Vehicle

Click Here to Apply for a Consumer Loan Now.

Loans - Vehicles

If a new or used vehicle is in your plans, look no further than JSC FCU for your next auto loan. When you finance your vehicle at JSC FCU, you're getting more than just a great rate. Our auto loans feature:

  • Competitive Rates
  • Flexible financing terms
  • Easy application process
  • Speedy approvals and pre-approvals
  • No penalties if you pay off your loan early
  • Low-cost optional payment protection insurance
  • Convenient payment options
  • And much more

You can also get JSC FCU financing right at the dealership!  Contact a sales representatives from one of our Preferred Auto Dealerships to take advantage of Credit Union member pricing.  The dealers listed in this section are specially authorized to provide JSC Federal Credit Union financing. This means JSC FCU members can go directly to these dealerships and finance their automobile purchases through the Credit Union for the same rate as offered in our branches without having to come by Credit Union.

Use the Chrome Car Book to look up the latest new or used car prices. We also have several online calculators to help you determine which lending option is the best fit for your individual financial situation. Is a new or a used vehicle better for you? Should you lease or purchase? What vehicle can you afford? Our calculators can help you determine the answers to all these questions, and many others.

Loans - Recreational Vehicles

If a boat, personal watercraft or motorcycle is more your style, let our lending professionals help. JSC FCU offers a wide variety of terms to help get you in the recreational vehicle of your dreams Whatever your financial need, odds are JSC Federal Credit Union has the loan you need. In addition to traditional loans (cars, mortgages, etc.) JSC Federal Credit Union also offers loans for:

  • New and used boats
  • New and used campers and RV's
  • Personal watercraft and ATV's
  • Plus many more!

Click Here to Apply for a Consumer Loan Now.

Loans - GAP Plus (Guaranteed Auto Protection)

Gap Plus Protection bridges the "gap" that can occur when the unexpected (accident or stolen) happens to your vehicle. It bridges the amount you owe and the amount your auto insurance covers for your vehicle. The moment you drive your vehicle off the lot, the value of your vehicle may be reduced. Included in the benefits are:

  • Protection for the term of your loan up to 84 months
  • Coverage for vehicles valued up to $100,000 at the time of purchase
  • Coverage for auto insurance deductibles up to $1,000 if a gap exists

Example: Loan Payoff to Credit Union is $18,000; actual cash value determined by the insurance is $15,000 minus your deductible of $500 results in an auto settlement of $14,500 with potential out of pocket expenses of $3500….GAP Payment will be $3500.

 


For more information on JSC Federal Credit Union, or to find out how you can join, please call 281.488.7070 or 800.940.0708, or visit any branch office or e-mail.

Third Party Link Disclaimer - JSC Federal Credit Union (JSCFCU) does not endorse or guarantee 3rd party links. The products and services offered on 3rd party sites are not products of JSCFCU. JSCFCU cannot attest to the accuracy of information provided by the linked sites. Linking to a web site does not constitute endorsement by JSCFCU, or any of its employees, of the sponsors of the site or the products presented on the site. Other websites which you may link to from the Credit Union's site are not bound by the JSCFCU Website Privacy Policy. The calculators provide estimates only. Children's Privacy Policy