Rates Effective 07/01/2008

Call 281.488.7070 or 800.940.0708 for more info about our rates.

Home Mortgage Loans - Click here to apply
Consumer Loans - Click here to apply
PROJECTED DEPOSIT RATES DIVIDEND RATE APY*

SHARE/SAVING/CHRISTMAS

($5.00 minimum to open)

 1.25% 1.26%

CHECKING 

($750.00 minimum to earn dividend)

 0.75% 0.75%
MONEY MARKET ($1000.00 minimum to earn this dividend, $999.99 or less earns Checking account dividend rate) 2.35% 2.38%

SHARE CERTIFICATES

($500.00 minimum to open)

    
90 DAY 3.10% 3.14%
6 MONTHS 3.25% 3.30%
12 MONTHS 3.35% 3.40%
18 MONTHS 3.35% 3.40%
24 MONTHS 3.40% 3.45%
30 MONTHS

3.40%

 3.45%
36 MONTHS 3.60% 3.66%
IRA VARIABLE 2.35% 2.38%

SHARE SECURED LOAN -

5 YEAR MAX   

 4% above last paid share rate
SHARE CERTIFICATE SECURED LOAN -CERTIFICATE TERM  3% above rate of Certificate

* APY= Annual Percentage Yield, All Rates are subject to change without notice. Lending rates are subject to credit approval. All Share accounts are compounded and paid quarterly. Share Drafts are compounded and paid monthly. Rates may change after account is opened. All Share Certificates are compounded and paid monthly. Fees can reduce the earnings of deposit accounts. Penalties may apply for early withdrawal of Share Certificate deposits. Your savings are federally insured to at least $100,000 by the National Credit Union Administration, a U.S. government agency.  Please see a Credit Union employee for more information.

Personal Property - Secured Maximum Terms
1 Year Max: FFA & 4H
3 Year Max: New Home Electronic Equip & Stock Secured Loan
4 Year Max: Farm Equipment, Mobile Homes
5 Year Max: Motorcycle & Camper
6 Year Max: Auto
15 Year Max: Boat, Airplanes, and RV's
LOAN ACCOUNTS APR (Rate Based on Qualifying Credit)
PERSONAL PROPERTY-SECURED (see below) click here to apply
2 YEAR/24 MONTHS 4.40% - 9.75%
3 YEAR/36 MONTHS 4.65% - 10.00%
4 YEAR/48 MONTHS 4.90% - 10.25%
5 YEAR/60 MONTHS 5.15% - 10.50%
6 YEAR/72 MONTHS 5.15% - 10.50%
7 YEAR 5.90% - 11.25%
8 YEAR 6.15% - 11.50%
9 YEAR 6.15% - 11.50%
10 YEAR 6.40% - 11.75%
11 YEAR 6.40% - 11.75%
12 YEAR 6.65% - 12.00%
13 YEAR 6.65% - 12.00%
14 YEAR 6.90% - 12.25%
15 YEAR 6.90% - 12.25%
UNSECURED LOANS click here to apply
LINE OF CREDIT 8.75% - 14.75%
EDUCATIONAL  5 YEARS 9.90%
HEALTH CARE  3 YEARS 8.75%
SIGNATURE 8.75% - 14.75%
Back to School Loan  (up to $2,500 for 10 months) 6.75%
VISA click here to apply
VISA PLATINUM 8.75% - 15.75%
HOME MORTGAGES click here for rates

HOME EQUITY

6.05%-8.05%   click here to apply

HOME IMPROVEMENT 6.05%-7.05%  click here to apply
UNIMPROVED PROPERTY

7.55% click here to apply
CONSTRUCTION LOANS

7.55% click here to apply