August 2016 ValPak
August 2016 ValPak
*APR is Annual Percentage Rate and is accurate as of 03/25/2016, ranging from 1.89% APR - 12.14% APR and subject to change. A fixed-rate loan for $20,000 based on 1.89% APR paid over 60 months would have 60 monthly payments of $349.61. All JSC FCU auto loans can be refinanced and may be assessed a 1% fee of the total amount financed. Please see a JSC FCU representative for full details. **Cash back amounts are based on the total amount financed. To receive the $100 deposit, the total amount financed for an auto loan must be from $10,000 - $19,999.99. To receive the $200 deposit, the total amount financed for an auto loan must be from $20,000 - $29,999.99. To receive the $300 deposit, the total amount financed for an auto loan must be $30,000 and greater. The auto loan must remain financed with JSC FCU for at least 90 days to receive the cash back. Allow up to three business weeks after your loan has been financed with JSC FCU for 90 days for cash back to be applied to your Savings Account. This offer does not apply to existing JSC FCU auto loans. ***Interest will continue to accrue each month during deferment. This offer does not apply to existing JSC FCU auto loans. 1The offers in this mailer are subject
to membership eligibility. For full disclosures please visit https://www.jscfcu.org/membership/become-a-member/membership. To qualify for the $100 deposit, you must be a JSC FCU member or become a member (by opening a Savings Account with a minimum $5 deposit) of JSC FCU ,and open a new Checking Account with Payroll Direct Deposit , VISA Debit Card, Home Banking and eStatements. Existing Checking accounts, Secondary Checking Accounts or Secondary Money Market Accounts are not eligible to receive the $100 incentive. A minimum deposit of $25 is required to open a Checking Account. For new members, you must open the Checking Account at the same time you join JSC FCU. The $100 will be deposited after the 1st direct deposit into the Checking Account. Allow up to three weeks after the 1st direct deposit for the incentive to be applied. The direct deposit must be completed 60 days of the account opening. APY is Annual Percentage Yield. Share Drafts are compounded and paid monthly. The APY, effective as of 03/25/2016, for interest bearing checking accounts is 0.05%. The APY, effective as of 12/21/2015, for interest bearing savings accounts is 0.25%. Interest rates are variable and may change. Minimum balance of $750 is required to earn 0.05% on interest bearing checking accounts. Fees may reduce earnings on the account. “Bonus” is considered interest and may be reported to IRS Form 1099-INT. Please consult your tax advisor on any legal, tax, or financial issues related to your bonus or personal matters. All offers expire in this mailer on 09/30/2016. JSC FCU reserves the right to cancel or change this promotion at any time.