JSC Federal Credit Union is a one-stop shopping source for all your financial needs, including ebanking and bill pay, checking and savings, loans of all types and investment services. You'll also benefit from our low loan rates, higher dividend rates and minimal fee structure. If you're not already a member, call or stop by a branch today to begin enjoying the JSC Federal Credit Union difference.


Additional Questions?
You may write to us at PO Box 58346, Houston, TX 77258 or call us Local or Toll-free at 281.488.7070 or 800.940.0708.

  • Our Story & History
  • Mission & Vision
  • Commitment
  • Membership
  • Board of Directors

Our Story & History

JSC Federal Credit Union (JSC FCU) began operations December 27, 1961 as MSC Federal Credit Union, working out of a small office in the Farnsworth Chambers Building. Later, the office moved to Building Two (on the current JSC Clear Lake site), then to Building Eleven. JSC FCU was originally chartered to serve employees of Johnson Space Center in Houston. In 1975, JSC Federal Credit Union moved into its current Main Office location at 1330 Gemini in the Clear Lake area of Houston. The Main Office underwent major renovations in 1987 and again in 2001.

In April 1993, the first branch office was opened in League City. This was followed by additional branch offices in Ellington (June 1993) and Friendswood (May 1996). JSC FCU expanded onto Galveston Island after absorbing Galveston Industries FCU in October 2000. In November 2002, JSC FCU merged with Texas Star FCU complete with 2 branches in Texas City. Expansion continued with the February 2004 merge with GTX FCU in Pasadena, and then with the opening of a branch office in Dickinson in November 2005. JSC FCU's growth continued with the May 2007 opening of a branch in Pearland, the July 2007 opening of a branch in Seabrook, and the August 2007 opening of a second branch office in League City. In December 2007 expansion continued again with the merger of Monument Area Federal Credit Union and the January 2008 opening of a branch in Deer Park. JSC FCU's growth continued in 2008 with the opening two more branches - a second Deer Park branch office and a La Porte branch office both opened in June 2008. In February 2009, JSC FCU opened its very first High School Branch in Clear Springs High School, CCISD, League City. A second High School Branch in the CCISD Clear Falls Education Village opened in September 2011. Both of these branches are student run and offers many ways of teaching financial literacy to students. In December 2012, we opened our first interactive branch located on Clear Lake City Blvd. In April 2013, we opened second interactive branch located on Pearland Pkwy. JSC FCU's growth continued in 2014 and opened it's first Pasadena Branch location with the merger of Texas Champions Credit Union. 

From its humble beginnings 50 years ago, JSC FCU has grown to serve 123,000+ members and 2,000+ Community Business Partners (CBPs) throughout the Greater Houston Bay Area. Offering a full array of financial products and services, JSC FCU stands poised to continue this tradition of member service excellence for many years to come.

Mission & Vision

JSC Federal Credit Union has a proud history of serving the financial needs of the people living in the communities we serve. From humble beginnings over 50 years ago, JSC Federal Credit Union has grown to be one of the largest credit unions in Houston, serving 123,000+ members in the Clear Lake, League City, Ellington, Friendswood, Texas City, Galveston, Dickinson, Pasadena, Pearland, Seabrook, Deer Park, La Porte and Pasadena areas. Our Mission Statement - The mission of JSC Federal Credit Union is to maximize member satisfaction and financial stability.

Our Vision Statement - JSC Federal Credit Union is the preferred Financial Services Provider for present and future members.


As a member-owned, not-for-profit financial cooperative, JSC Federal Credit Union is committed to our members. We will uphold our fundamental responsibility to actively serve people within our field of membership, and as appropriate, the communities they live in. We will treat all members with respect and dignity and we will offer honest, fair deals to all members at all times. We will deliver a range of low cost products and services to the diverse economic and social make-up of our members and potential members. We will look for better ways to reach out to the underserved in our field of membership. And we will continually, in all facets of operations, demonstrate the value of membership in JSC Federal Credit Union.

We will monitor and communicate our service to members in a meaningful way so that members, potential members, legislators, regulators, and the community at large will understand and appreciate the unique role that member-owned financial cooperatives play in their lives.

Throughout JSC Federal Credit Union's strategic plan, we will put forth every effort to enable our members to become financially self-sufficient and successful. We will place high importance on consumer education and the teaching of financial thrift.


We are glad that you have decided to explore the services of JSC Federal Credit Union. We look forward to a long, rewarding relationship servicing you and your financial needs. With our wide range of services and friendly staff, you'll soon discover the benefits of JSC FCU membership.

Applying for Credit Union membership is easy. Eligibility for membership is dependent on being an employee or member of one of the 2,000+ companies, organizations, or associations in JSC FCU's field of membership.

To join, simply open a savings account with $5 or more to begin enjoying all the benefits of being a JSC FCU member. The membership forms provided below are intended to assist you with opening your accounts in person at one of our local branches.

Click here to learn more about becoming a member.

Board of Directors

David Whittle, Chairman
Curtis C. Collins, Vice-Chairman
James H. Ragan, Treasurer
Deborah A. Conder, Secretary
John J. Thiel
Peggy A. Zahler
Natalie Saiz
Grady Perdue
Harry Guss

Jose Olivarez, Supervisory Committee Chairman

Supervisory Committee


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