• Commitment
  • Mission & Vision
  • Our History
  • Membership
  • Board of Directors


As a member-owned, not-for-profit financial cooperative, JSC Federal Credit Union is committed to our members. We take pride in supporting our members through all the stages and needs of their financial life. We provide low cost products and services to the diverse economic and social make-up of our members and potential members. We continue to pursue ways to better serve the underserved. 

The JSC Federal Credit Union's strategic plan includes an effort to enable our members to become financially self-sufficient and successful. We will place high importance on consumer education and the teaching of financial thrift.



To maximize member satisfaction and financial stability


JSC Federal Credit Union is the preferred Financial Services Provider for present and future members.

Our History

JSC Federal Credit Union (JSC FCU) is proud to meet the financial needs of the people living in the communities we serve. As a member-owned not for profit financial institution we are committed to enabling our members to become financially self-sufficient and successful. From its humble beginnings 55+ years ago, JSC FCU has grown to serve 124,000+ members and 2,000+ Community Business Partners (CBPs) throughout the Greater Houston Bay Area.

JSC Federal Credit Union (JSC FCU) began operations December 27, 1961 as MSC Federal Credit Union, working out of a small office in the Farnsworth Chambers Building. Later, the office moved to Building Two (on the current JSC Clear Lake site), then to Building Eleven. JSC FCU was originally chartered to serve employees of Johnson Space Center in Houston. In 1975, JSC FCU moved into its current Main Office location at 1330 Gemini in the Clear Lake area of Houston. The Main Office underwent major renovations in 1987, 2001 and again in 2016.

In April 1993, a second branch opened in League City; followed by additional branch offices in Ellington (June 1993) and Friendswood (May 1996). JSC FCU expanded onto Galveston Island after absorbing Galveston Industries FCU in October 2000. JSC FCU gained 2 Texas City branches with the merger of Texas Star FCU in November 2002. Expansion continued with the February 2004 merger with GTX FCU in Pasadena, and then with the opening of a new branch in Dickinson in November 2005. JSC FCU's growth continued with the May 2007 opening of a branch in Pearland, the July 2007 opening of a branch in Seabrook, and the August 2007 opening of a second location in League City.  The December 2007 merger with Monument Area Federal Credit Union in Deer Park increased the JSC FCU presence in East Harris County. Growth continued in June 2008 with the opening two more branches - a second Deer Park branch office and a La Porte branch office. Two interactive concept branch were opened on Clear Lake City Blvd In December 2012. JSC FCU's growth continued in with the opening of the first Pasadena Branch location with the merger of Texas Champions Credit Union in 2014. A second Friendswood branch opened in April 2018 and one in Alvin in August 2018. JSC FCU opened an additional location on Space Center Blvd in January 2019.

JSC FCU offers a full array of financial products and services. We stand to continue the tradition of member service excellence for many years to come.


JSC FCU is committed to serve you and your family's financial needs now and in the future. With our wide range of services and friendly staff, you'll soon discover why we are one of the largest and oldest credit unions in the Houston area. 

It is simple to join JSC FCU. Simply open a savings account with $5 or more and begin enjoying all the benefits of being a member. You can apply in branch or online from the comfort of your home.

Applying for Credit Union membership is easy. Click here to learn more about becoming a member.

Board of Directors


Deborah Conder Chair

Deborah Acosta Conder


Read Deborah's Bio

Deborah Acosta Conder is a recently retired senior executive from NASA- Johnson Space Center and is currently a strategic consultant and advisor. Conder currently serves as Board Chair of the JSC Federal Credit Union board of directors, a $2.2 billion credit union. Conder’s volunteer credit union experience spans over 20+ years, including 5 years as Secretary of the board. Conder brings significant executive-level experience to her role as Board Chair of the dynamic JSC Federal Credit Union.

Conder’s extensive and successful experiences include leadership and program management assignments in accounting, budget planning and implementation, acquisition strategy, diversity and inclusion, human resources, and employee morale programs.

Prior to retiring from Senior Executive Service for NASA, Conder served as the Director of External Relations where her team showcased human spaceflight - recording mission activities and special events, organizing media briefings, public ceremonies, creative exhibits, outreach programs, speaker’s bureau, public inquiries, student and teacher programs, and visitor center engagement. In a leadership role in external relations, Conder led an integrated team of civil servants and contractors in legislative affairs, media and communications, public affairs, community relations, university collaborations, and STEM education.

She holds a Bachelor of Science degree in Accounting from New Mexico State University and a Master of Business Administration from the University of Houston-Clear Lake. She also earned an Executive Education Certificate from Syracuse University in Public Administration and accomplished the Program for Management Development at the Harvard Business School.

Conder also serves on the Space Center Houston board, and she is a member of the Harvard Business School Club of Houston and the South Shore Harbour Ladies Golf Association.



Natalie Saiz Vice Chair

Natalie Saiz

Vice Chair

Read Natalie's Bio

Natalie recently retired from a 35-year career at NASA-Johnson Space Center. Natalie served as HR Director for 11 years during a time of significant change at the Center (2004-2015). During her last 5 years at NASA, Natalie was a key advisor to Center and Agency leadership for organizational change initiatives. Natalie is known for partnering across disciplines to produce effective outcomes. Her expertise includes transformational leadership, DII (diversity, inclusion, and innovation), organizational change and culture, employee engagement, and building collaborative relationships.

Career Achievements:

  • Led an Agency transformation effort for the Office of Communication. A top priority for the Administrator, Natalie led a diverse group of communication leaders resulting in an enterprise approach for communication efforts across the Agency
  • Served as an internal consultant in the Safety Mission Assurance Office focused on organizational change, competency development, and improved customer/program relationships
  • Led the development of a multi-year strategy to integrate products and services between Center infrastructure organizations to support the Center’s workforce
  • Led a strategic initiative to outline roles and responsibilities between Procurement and CFO focused on “common ground” and opportunities for integration and collaboration
  • Led a team of division-level leaders to integrate the newly formed Exploration Science and Integration Directorate, focused on building one organization and one team
  • Led JSC’s Shuttle Workforce Transition focused on both the civil service and contractor workforce
  • Developed the Agency-level Program/Project Development Program for high potential NASA leaders focused on large scale engineering development efforts
  • Significant driver of Inclusion and Innovation at JSC. Co-led a significant culture change effort focused on employee engagement, creativity, and innovation
  • Post-Columbia accident, a primary driver in the establishment of a Joint Leadership Team (JLT) comprised of contractor and senior leaders to focus on effective communication and resolving conflicts throughout a 15,000+ workforce; co-led the development of “JSC’s Expected Behaviors” (still in use today)
  • Served on two Astronaut Selection Boards, 2009 and 2013
  • Executive coach for key leaders at Johnson Space Center

Professional Affiliations:

  • Chair, Houston’s Federal Executive Board (2018-2020)
  • Vice-Chair, Houston’s Federal Executive Board (2016-2017)
  • JSC’s Federal Credit Union, Board of Directors (2014-present)

Special Honors and Awards:

  • NASA Exceptional Service Medal
  • University of Houston-Clear Lake, Distinguished Alumna
  • NASA Outstanding Leadership Medal
  • HR Executive of the Year Honor Roll


  • Master of Arts- Human Resources, University of Houston – Clear Lake
  • Bachelor of Business Administration, University of New Mexico



John J. Thiel Treasurer

John J. Thiel


Read John's Bio

With over 40 years of voluntary service to the JSC Federal Credit Union, John Thiel is passionate about the Credit Union philosophy and the overriding principle of “people helping people.” John began his volunteer service through the Credit Committee and Chair of the Loan Review Committee. He has been an active Board member for 34 years. As a Board member, John is committed to maximizing member experience and satisfaction as well as their financial stability.

John has a Master’s Degree in Business Administration from the University of Houston Clear Lake, is a Certified Professional Contracts Manager, and is a FELLOW of the National Contract Management Association.

John retired in 1998 after a distinguished 37-year career with the Johnson Space Center (JSC) where, for the majority of that time, he managed contract and budget organizations. John began his tenure with NASA Space Task Group, the first 350 individuals to transition from Langley Air Force Base to Houston to begin the establishment of the Manned Spacecraft Center, later named JSC. He received the NASA Exceptional Service Medal, JSC Certificate of Commendation, Group Achievement Awards, and numerous Outstanding Performance Awards.



Brian Freedman Secretary

Brian Freedman


Read Brian's Bio

Brian Freedman is senior manager of State and Local Government Operations, Southwest Region, for The Boeing Company. He is responsible for overseeing state and local government relations activities at multiple Boeing facilities. This work includes advising on legislative issues impacting Boeing, acting as the liaison with elected officials, communicating key messages, and leading strategic outreach efforts with employees, supplier bases, and state, local and federal officials.

Prior to joining Boeing in March 2013, Freedman served as the lead for Legislative Affairs at NASA’s Johnson Space Center (JSC) in Houston, Texas. He was responsible for all aspects of communication and relationships between NASA JSC and the U.S. Congress, state and local governments, space-related associations and citizen-organized space groups.

Prior to NASA, Freedman was the aerospace coordinator and contract administrator for the Bay Area Houston Economic Partnership. There he coordinated aerospace industry advocacy efforts and managed a portfolio of economic development contracts between the organization and nine municipalities.

Freedman serves on numerous community organizations and boards. He is the past Chairman of the Board of the Clear Lake Area Chamber of Commerce, Co-Chairman of the Citizens for Space Exploration and Chair of their annual trip to Washington D.C., Board Member and Board Secretary for the JSC Federal Credit Union, and a member of the Bay Area Houston Economic Partnership’s Aerospace Advisory Committee, the Greater Houston Partnership’s Government Relations Advisory Committee, the Pasadena Chamber’s Legislative Affairs Committee and many others.

Freedman holds a bachelor's degree in Management from Mississippi State University and an MBA with a graduate certificate in Finance from Colorado State University.



Dwayne D. Busby

Dwayne D. Busby


Read Dwayne's Bio

As Executive Director, Dwayne D. Busby oversees the mission, goals, and overall purpose of Strategic Partnerships at the University of Houston-Clear Lake. Strategic Partnerships is a new department within the Office of the President that actively pursues and promotes applied research, internships, and experiential learning opportunities designed to enhance the academic experience and prepare students to be courageous, competent, confident, and caring citizens of the world.

Busby and his team partner with departments across the university to coordinate events and activities that will influence and engage the community. Prior to his current role, Busby served as Executive Director of University Advancement, where he oversaw the development and alumni relations teams for UHCL.

Before he arrived at UHCL, Busby was a major gifts officer for UH C.T. Bauer College of Business. Before joining the UH System, Busby worked for Clark University for six years as a major gifts officer, where he led the west coast and southern region in engagement and fundraising efforts as part of a $125-million comprehensive campaign. He earned a Bachelor of Arts in Psychology and a Master of Liberal Studies from Wesleyan University.



Jenny Dudley

Jenny Dudley


Read Jenny's Bio

Jenny Dudley is a former fundraising and member engagement executive with more than 25 year's experience in the greater Houston market. She was most recently the Vice President of Member Engagement and Development at the Greater Houston Partnership.

At the Partnership, she directed three capital campaigns, including Opportunity Houston 2.0, Partnership Tower, Houston Next, and the annual membership campaign. Earlier in her career, Jenny gained extensive experience in major gift fundraising and campaign marketing at Baylor College of Medicine, Rice University, and the University of Texas Medical Branch.

Jenny holds a bachelor's degree from the University of New Mexico. She lives in League City with her husband and son, who graduated in 2020 from Clear Creek High School.



Lavonne Burke Hopkins

Lavonne Burke Hopkins


Read Lavonne's Bio

Lavonne Burke Hopkins currently serves as Senior Legal Director, Cybersecurity, Product & Application Security, and Dell Digital (IT) for Dell Technologies, Inc. In this role, Lavonne is responsible for providing key legal support to Dell’s Chief Information Security Officer and global cybersecurity and IT organizations. Her responsibilities also include providing legal support of Dell’s Product and Application Security organization, Product Security Incident Response Team, and Vulnerability Management program. Lavonne additionally provides legal support to Dell’s Security and Resiliency Organization’s Governance, Risk, and Compliance office, as well as several of Dell’s Business Unit Security Offices.

Prior to joining Dell, Lavonne worked for Johnson & Johnson, where she served as Senior Director for Global Technology Transactions, Cybersecurity, and Privacy Contracting. In this role, she oversaw the negotiations of more than $3B annually in software and IT transactions, provided guidance on new technology acquisitions, and directly supported J&J’s global Information Technology organization. As part of her duties, she also served as J&J’s Chief Cybersecurity counsel, where she designed and managed the organization’s privacy and cybersecurity contracting process to ensure world-wide compliance with international data protection laws.

Before Johnson & Johnson, Lavonne worked for Vinson & Elkins, LLP for several years, where she helped launch the firm’s Cybersecurity and Data Privacy practice and counseled clients on intellectual property and technology transactions matters. At V&E, her practice also focused on advising companies of all sizes on negotiating intellectual property and software licenses, protecting IP rights, IP monetization, technology/IP acquisitions, venture capital and private equity investments, and IPOs. In addition, Lavonne has extensive experience assisting clients in the creation, development, and implementation of global privacy, data protection, and cybersecurity governance and compliance frameworks and in managing incident responses of all sizes.

Lavonne is an avid speaker and author in cybersecurity and incident response, privacy, software development and licensing, and IP monetization & technology transactions. She has repeatedly been named a top attorney in Houston, as well as a Rising Star in Intellectual Property. Lavonne currently serves as a member of the State Bar of Texas Computer and Technology Section Council, is a member of the Texas Bar College, and a Fellow of the Texas Bar Foundation. Lavonne is a graduate of The University of Houston Law Center and obtained her undergraduate degree in chemical engineering from Howard University and her Master of Science in biomedical engineering from The Johns Hopkins University.



Portia S. Keyes

Portia S. Keyes


Read Portia's Bio

Portia S. Keyes is a Contracting Officer at NASA Johnson Space Center. Originally from the Netherlands, she received her B.A. in Economics from North Carolina State University and her M.B.A from the University of Houston.

As an international Contracting Officer supporting NASA’s International Space Station Program, Portia is responsible for developing, managing, and engaging strategic alliances and procurements with key foreign space agencies. Further, she oversees the development and adherence to requirements, provides high-quality procurement solutions, and solves unique acquisition issues.

A strong believer in the power of teamwork, Portia regularly collaborates with stakeholders to improve processes and create efficiencies. Her ability to apply innovative solutions to reduce costs, maximize competition, and improve small business utilization has earned her a NASA Space Flight Awareness Trailblazer Award and NASA Small Business Advocate Award.

When she is not working, you will find Portia exploring parks with her French Bulldog, practicing yoga, or serving her community through her involvement with the JSC Federal Credit Union and Fifth Ward GO Neighborhood.



Peggy A. Zahler

Peggy A. Zahler


Read Peggy's Bio

League City Citizen

Native Texan


  • NASA JSC, Supervisor; Contracting Officer
  • Worldwide Investments, President
  • PZ Financial Consulting, President

Community Engagement:

  • Clear Creek Village Civic Association, Chairman of the Board
  • Spanish Grant Beach Board, Director
  • League City Regional CC Board, Ex-Officio
  • League City Finance Committee, Past Chairman
  • Helen Hall Library Board, Past Chairman
  • Beach Maintenance Advisory Committee
  • League City Emergency Turnaround Task Force, Advisory Committee
  • BAHEP, International Maritime Advisory Committee

Credit Union Engagement:

  • JSC FCU, Director
  • JSC FCU, Past Supervisory Committee member
  • JSC FCU, Compensation Committee
  • Cornerstone Credit Union League, Governmental Affairs S/C
  • National Association of Federally Insured Credit Unions, Legislative Affairs Committee


  • University of Houston, MBA
  • University of Texas
  • University of Hawaii
  • Harvard


  • CPA
  • Certified Professional Contract Manager
  • Certified Federal Contract Manager





Harry Guss


Renee Falls
Supervisory Committee Chair

Supervisory Committee Address



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