eProducts
Mobile Wallet
Mobile payment options allows you to make in-store and in-app purchases securely using your JSC FCU Visa Debit or Credit Card.
Good to know:
- Fee: None
- Mobile Payment options include: Apple Pay, Android Pay, Samsung Pay, and Microsoft Wallet
- These services are not accepted everywhere. We recommend to keep your card with you
Bill Pay
Pay bills online, quickly and easily while saving on the cost of postage.
Good to know:
- Fee: The first 20 bill pay transactions for the month are free. After the 20, there is a $0.30 fee for any additional transaction.
- The bill will be paid by check or electronically (ACH)depending on what the company you are paying accepts
- Bill Pay can be accessed through a PC or a mobile device using the mobile app
eBanking
With eBanking, you'll have free access to your JSC FCU accounts anytime of the day.
Good to know:
- Fee: None
- You can view account balances, account history, make transfers or loan payments and open up additional accounts.
- Other services available through eBanking:
- Bill Pay
- eStatements
- Express Transfer - Account-to Account (A2A) Transfer and Person-to-Person (P2P) Transfer
eStatements
eStatements are a free, secure and environmentally-friendly service! View your account statements online, instead of receiving a paper copy in the mail.
Good to know:
- Fee: None
- Free access to previous statements
- Safety by reducing identity theft
Express Deposit
Deposit checks at your convenience with the JSC FCU Mobile App
Good to know:
- Fee: None
- Safe, Secure and Convenient
- Must be enrolled in Mobile Banking
Express Transfer
Deposit checks at your convenience with the JSC FCU Mobile App
Good to know:
- Processing Time: Up to 5 Days
- Fee: $2.00 per transfer
Click here for more details about A2A. Click here for more details about P2P.
Online Account Opening
Our Online Account Opening service is designed to easily allow new members to open accounts and existing members to add additional accounts.
Good to know:
- Looking to become a JSC FCU member? Click here to access our online account application.
- Existing members can open additional accounts by logging into eBanking and clicking the "Open New Account" tab
- Available accounts to open:
Debit Card
Debit cards are available to our members age 16+ who have a checking account.
Good to know:
- Fee: There is no fee for your card. There is a $4.00 replacement card fee is your card is lost or damaged.
- Limits: $500 per day when a pin number is used. $2,500 per day when using as credit (no pin number is used)
- Nationwide Surcharge Free ATMs: Click here to locate a surcharge free ATM
Discounted Tickets/Services
Discounted Tickets
Discount Tickets are available to purchase online or in person at a branch.
Good to know:
- Available to purchase online:
- Houston Dynamo (Only when in season)
- Moody Gardens
- Putt-Putt FunHouse
- Six Flags Texas
- The Houston Museum of Natural Science
- Schlitterbahn Galveston
- Available to purchase in a branch: Space Center Houston tickets are available at Clear Lake-Main Office
- Ticket prices: Prices vary so please refer to the third party site from our website to verify prices.
Click here to purchase discount tickets online
Turbo Tax
As a valued JSC FCU Member, you can get special discounts on several TurboTax Online products.
Good to know:
- In order to receive the discount, you must visit our dedicated TurboTax site
- You are able to file your tax return quickly and accurately, all from the comfort of your home or office
- Prepare, Print, and E-file your return all in one place
In Branch Services
Cash Advance
This is a service allows a cardholder to withdrawal cash from a credit card
Good to know:
- Fee: We do not charge a fee for this service; however, your credit card company may charge a fee. Please make sure to contact your credit card company.
- Locations that office this service: All Branches
- Types of credit cards accepted: Visa and MasterCard
- Apple Pay compatible: No, Apple Pay is not set up to process cash advance transactions. Please make to have your physical card.
Cashier's/Bank Check
A Bank or cashier’s check is a check guaranteed by funds withdrawn from your account
Good to know:
- Bank Check – free when the check is payable to yourself (The account holder)
- Cashier’s check - $2.00 per check payable to you or a third party
- Locations to purchase: Available to purchase at all branches
- A Cashier’s/Bank Checks are good for 90 days
Coin Machine
Coin machine counting services are available at many branch locations. Your coin voucher can be redeemed for cash or deposited to your account.
Good to know:
- Fee: Member -$200.00 per day - no fee and More than $200.00 - 5% of total
Non-Members - 10% of total
- Locations that offer this service: All branches except Park Place, Galveston and Pasadena North
- The coin machine accepts all US Currency coins except the large Eisenhower $1 coin or silver dollar coins; however, the tellers can accept these coins
Foreign Exchange
JSC FCU offers you the most convenient, safest and secure method of purchasing foreign currency for 100+ countries without paying exorbitant fees found in airports, hotels and currency exchange outlets throughout the world.
Good to know:
- The online order cut-off time for next business day delivery is 11:00am, Monday - Friday, excluding holidays.
- Exotic currencies take additional 1-2 business days to receive.
- Foreign currency is only shipped to the Clear Lake - Main Office.
Money Orders
A money order is printed form of payment that can be used to pay or send money to people as a safe alternative to sending cash or checks
Good to know:
- Fee: $1.00 per money order
- Maximum dollar amount $1,000.00
- Money orders can be purchased at all branches
- Money orders are valid for one year from purchase date
Notary
A notary stamp is used to authenticate the signature of a person for a document.
Good to know:
- Fee: Member - Free for the first 3 documents per day and $1.00 per document after
- Non-Member - $2.00 per document
- This service is offered at all branches
- Requirement: Valid Government Issued ID
Postage Stamp
We offer books of 20 stamps to purchase.
- Price: We charge the price USPS charges for stamps
- This service is offered at all branches
Safe Deposit Box
safe deposit box is a secured container held in a vault. Safe deposit boxes are generally used to store important papers or valuables.
Good to know:
- Membership required
- Safe deposit boxes are available at the following branches:
- Safe Deposit Box size and price:
- 3 x 5 - $15 Annually
- 3 x 10 - $30 Annually
- 5 x 10 - $45 Annually
- 10 x 10 - $90 Annually
- Availability: Please contact the Credit Union to find out about the availability
Signature Medallion Guarantee
A Signature Medallion Guarantee is a special signature guarantee stamp used for the transfer of stocks or securities.
Good to know:
- Membership Required: Yes, only members can use this service. Each person requiring their signature to be guaranteed must be a member. There must be an ongoing relationship between the member and the credit union in order to perform a signature guarantee. The account must be in good standing, and preferably opened for at least 90 days.
- Locations that offer this service: All JSC FCU branches offer this service
- Fee: There is no fee for this service, and it is only offered to credit union members that have had an account with us for at least 90 days.
Shared Branching
Shared Branching is a national network of credit unions from all over the country that share facilities to give members thousands of convenient locations to perform financial transactions.
Good to know:
- Available transactions: loan payments, withdrawal money, transfer funds, make deposits and more
- Click here to find a Shared Branch Service Center.
- Money Availability: Not all deposits will be available immediate withdrawal.
Savings Bonds
Savings bonds are an affordable, safe and convenient way for Americans to save. You can buy a savings bond for as little as $25.00.
Good to know:
- You can defer the interest that is earned for up to 30 years or up until the time you redeem the bond, whichever comes first
- Digital Savings Bonds are sold online through the Treasury Department www.treasurydirect.gov. Paper Savings are no longer sold.
- Savings Bond redemption is offered at all branches
- Types of bonds you can redeem: Series E, EE, and I
Voice Banking
This system allows you to access balances, make transfers and recent transaction history via a landline telephone.
Good to know:
- Please contact a JSC FCU employee to set up login to eBanking, setup/reset or change your password.