Additional Products and Services

eProducts

Mobile Wallet

Mobile payment options allows you to make in-store and in-app purchases securely using your JSC FCU Visa Debit or Credit Card.

Good to know:

  • Fee: None
  • Mobile Payment options include: Apple Pay, Android Pay, Samsung Pay, and Microsoft Wallet
  • These services are not accepted everywhere. We recommend to keep your card with you

Click here for more details

Bill Pay

Pay bills online, quickly and easily while saving on the cost of postage.

Good to know:

  • Fee: The first 20 bill pay transactions for the month are free. After the 20, there is a $0.30 fee for any additional transaction.
  • The bill will be paid by check or electronically (ACH)depending on what the company you are paying accepts
  • Bill Pay can be accessed through a PC or a mobile device using the mobile app

Click here for more details

eBanking

With eBanking, you'll have free access to your JSC FCU accounts anytime of the day.

Good to know:

Click here for more details

eStatements

eStatements are a free, secure and environmentally-friendly service! View your account statements online, instead of receiving a paper copy in the mail.

Good to know:

  • Fee: None
  • Free access to previous statements
  • Safety by reducing identity theft

Click here for more details

Express Deposit

Deposit checks at your convenience with the JSC FCU Mobile App

Good to know:

  • Fee: None
  • Safe, Secure and Convenient
  • Must be enrolled in Mobile Banking

Click here for more details

Express Transfer

Deposit checks at your convenience with the JSC FCU Mobile App

Good to know:

  • Processing Time: Up to 5 Days
  • Fee: $2.00 per transfer

Click here for more details about A2A. Click here for more details about P2P.

Online Account Opening

Our Online Account Opening service is designed to easily allow new members to open accounts and existing members to add additional accounts.

Good to know:

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Debit Card

Debit cards are available to our members age 16+ who have a checking account.

Good to know:

  • Fee: There is no fee for your card. There is a $4.00 replacement card fee is your card is lost or damaged.
  • Limits: $500 per day when a pin number is used. $2,500 per day when using as credit (no pin number is used)
  • Nationwide Surcharge Free ATMs: Click here to locate a surcharge free ATM

Click here for more details

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Discounted Tickets

Discount Tickets are available to purchase online or in person at a branch.

Good to know:

  • Available to purchase online:
    • Houston Dynamo (Only when in season)
    • Moody Gardens
    • Putt-Putt FunHouse
    • Sea World
    • Six Flags Texas
    • The Houston Museum of Natural Science
    • Schlitterbahn Galveston
  • Available to purchase in a branch: Space Center Houston tickets are available at Clear Lake-Main Office
  • Ticket prices: Prices vary so please refer to the third party site from our website to verify prices.

Click here to purchase discount tickets online

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In Branch Services

Cash Advance

This is a service allows a cardholder to withdrawal cash from a credit card

Good to know:

  • Fee: We do not charge a fee for this service; however, your credit card company may charge a fee. Please make sure to contact your credit card company.
  • Locations that office this service: All Branches except Clear Lake City Blvd and Pearland Parkway.
  • Types of credit cards accepted: Visa and MasterCard 
  • Apple Pay compatible: No, Apple Pay is not set up to process cash advance transactions. Please make to have your physical card.

Cashier's/Bank Check

A Bank or cashier’s check is a check guaranteed by funds withdrawn from your account

Good to know:

  • Bank Check – free when the check is payable to yourself (The account holder)
  • Cashier’s check - $2.00 per check payable to you or a third party
  • Locations to purchase: Available to purchase at all branches
  • A Cashier’s/Bank Checks are good for 90 days 

Click here for more details

Coin Machine

Coin machine counting services are available at many branch locations.  Your coin voucher can be redeemed for cash or deposited to your account. 

Good to know:

  • Fee: Member -$200.00 per day - no fee and More than $200.00 - 5% of total
  • Non-Members - 10% of total 

  • Locations that offer this service: All branches except Park PlaceGalveston and Pasadena North
  • The coin machine accepts all US Currency coins except the large Eisenhower $1 coin or silver dollar coins; however, the tellers can accept these coins

Gift Cards

American Express Gift Cards are prepaid cards that are used as an alternative to cash

Good to know:

  • Fee: $4.00 per gift card
  • Available denominations: $25, $50 and $100 increments
  • All branch locations sell AMEX Gift Cards
  • Gift Cards can be used anywhere is the US that accepts American Express.

Click here for more details

Money Orders

A money order is printed form of payment that can be used to pay or send money to people as a safe alternative to sending cash or checks

Good to know:

  • Fee: $1.00 per money order
  • Maximum dollar amount $1,000.00 
  • Money orders can be purchased at all branches
  • Money orders are valid for one year from purchase date

Click here for more details

Notary

A notary stamp is used to authenicate the signature of a person for a document.

Good to know:

  • Fee: Member - Free for the first 3 documents per day and $1.00 per document after
    • Non-Member - $2.00 per document
  • This service is offered at all branches
  • Requirement: Valid Government Issued ID 

Click here for more details

Postage Stamp

We offer books of 20 stamps to purchase.

  • Price: We charge the price USPS charges for stamps
  • This service is offered at all branches

Safe Deposit Box

safe deposit box is a secured container held in a vault.  Safe deposit boxes are generally used to store important papers or valuables.

Good to know:

Click here for more details

Signature Medallion Guarantee

A Signature Medallion Guarantee is a special signature guarantee stamp used for the transfer of stocks or securities.

Good to know:

  • Membership Required: Yes, only members can use this service. Each person requiring their signature to be guaranteed must be a member. There must be an ongoing relationship between the member and the credit union in order to perform a signature guarantee.  The account must be in good standing, and preferably opened for at least 90 days.
  • Locations that offer this service: All JSC FCU branches offer this service
  • Fee: There is no fee for this service, and it is only offered to credit union members that have had an account with us for at least 90 days.

Click here for more details 

Shared Branching

Shared Branching is a national network of credit unions from all over the country that share facilities to give members thousands of convenient locations to perform financial transactions.

Good to know:

Click here for more details

Travelers Cheques

Travelers cheques are an insured form of payment that can be used in place of hard currency while traveling.

Good to know:

  • Purchase: Single signature traveler's checks are sold at all branches
  • Fee: Single signature traveler's checks - no fee
    • Traveler's checks for two- 1% fee of the total amount sold.
  • Cheques can be refunded if lost or stolen unlike paper currency. The purchase record will have the necessary serial numbers and American Express contact information.

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Savings Bonds

Savings bonds are an affordable, safe and convenient way for Americans to save. You can buy a savings bond for as little as $25.00.

Good to know:

  • You can defer the interest that is earned for up to 30 years or up until the time you redeem the bond, whichever comes first
  • Digital Savings Bonds are sold online through the Treasury Department www.treasurydirect.gov. Paper Savings are no longer sold.
  • Savings Bond redemption is offered at all branches
  • Types of bonds you can redeem: Series E, EE, and I

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Voice Banking

This system allows you to access balances, make transfers and recent transaction history via a landline telephone.

Good to know:

  • First time users will be asked to enroll in order to setup 3 security questions, a security phrase, and to register a phone number
  • To reset voice banking: Call the Credit Union or login to eBanking to reset or change your PIN

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JoomShaper

Locate a Surcharge Free ATM or Shared Branch

eBanking Login