1No Lender Fees include origination, processing and underwriting fees. Other fees will apply. Minimum refinance amount of $75,000. Other conditions will apply if you are financing a cash-out mortgage with JSC Federal Credit Union: the rate will vary, the minimum refinance amount is $150,000 and a maximum loan-to-value ratio of 80%. Offer ends May 31, 2018. 2APR = Annual Percentage Rate. Rate quoted is our “best rate” for a 15 and 30 year fixed rate with a 30 day rate lock and is based on information provided by the credit bureau. Rates are accurate as of 1/29/2018 and will vary depending upon your credit and are subject to change. This rate is based on a refinanced mortgage loan amount of $150,000 with a loan-to-value ratio of 80% on an owner occupied single family residence. The estimated monthly payment for a 15 year fixed rate mortgage would be $1,109.53. The estimated monthly payment for a 30 year fixed rate mortgage would be $748.93. This payment does not include taxes, insurance, PMI, prepaids or closing cost. Other factors, credit and income qualification will apply. Actual obligation may be greater or lower. Must be a primary resident in Texas. Minimum refinance amount of $75,000. Other conditions will apply if you are financing a cash-out mortgage with JSC Federal Credit Union: the rate will vary, the minimum refinance amount is $150,000 and a maximum loan-to-value ratio of 80%. 3JSC FCU offers a no closing cost option that has a pre-payment penalty. There will be a 2% pre-payment penalty on the unpaid principal balance if the loan is paid in full within the first two years of the loan. By accepting the no closing cost options, the rate will be 0.75% higher than if you choose to pay for closing cost. Certain credit and income qualifications may apply. Investment properties, Jumbo Loans and mortgage refinances are not eligible for this offer. Please contact a JSC FCU Representative for more details. JSC Federal Credit Union has the right to cancel or change this promotion at any time.
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