*Must provide a loan estimate with a lock rate from competing lender that is dated and received within three calendar days from locking a rate with JSC FCU. We may beat the competing rate up to one-eighth of a percent. Third party closing fees will apply. The rate we offer cannot be 1% below par rate for that day. The terms of the competing loan must be identical to JSC FCU’s loan. For example, a 30 year fixed rate mortgage is not identical to a 30 year fixed mortgage that includes discount points. Other eligibility for this offer includes a credit score of 680 or greater, debt-to-income ratio not to exceed 43% and loan-to-value ratio not to exceed 95%. Other credit and income qualifications will apply. Minimum refinance amount of $75,000. Other conditions will apply if you are financing a cash out mortgage with JSC Federal Credit Union: the rate will vary, the minimum refinance amount is $150,000 with a maximum loan to-value ratio of 80%. This offer excludes beachfront homes. Real estate promotions cannot be combined. Please contact a JSC FCU representative for more details. JSC FCU has a right to cancel or change this promotion at any time.
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