Credit Card Balance Transfer

Transfer your high rate credit card balances today!


  • Save on Interest
    • Transferring a balance to your JSC FCU VISA Platinum Credit Card gives you a way to catch up on your existing debt. 
  • Pay Down Balances Faster
    • When you pay high APRs, a lot of your money will go to the interest, rather than the principal balance itself. A lower APR will make each payment more productive and cut the time it takes to reduce your debt.
  • Simplify your debt
    • Rather than paying multiple creditors on multiple due dates, consolidate your balances onto your JSC FCU VISA Platinum Credit Card for one easy payment on your balance transfers.
  • Balance Transfer Calculator*


Transfer your Balance in 2 Easy Steps:



Good to Know

What is a Credit Card Balance Transfer?
A credit card balance transfer is the transfer of outstanding debt/balances from one credit card or loan to a new credit card.

Types of balances that may be transferred:
  • Credit & Retail Cards
  • School Loans
  • Gas Cards
  • Medical Bills
  • Auto loans
  • Personal Loans & Lines of Credit
How long will it take for my credit card balance tranfser request to be processed?

Allow up to 10 business days for balance transfer request to be processed.

Should I continue to make payments on balances that are due soon?

If payments on your other balances are due soon, it's best to make those payments even if you've already submitted a balance transfer request.

How do I avoid accumulating more debt?

More often than not, after someone consolidates credit card debt, the debt grows back. Make every effort to pay off transferred balances within the promotion period and don't accumulate more debt on other credit cards.

How do I apply for a Visa Platinum Credit Card?

Not a current VISA Platinum or Platinum Rewards cardholder? The application process is simple.


 *This calculator is provided by and calculates estimates only. For more information, see the Terms of Use provided for this calculator tool on Third Party Link Disclaimer applies.


For more information on JSC Federal Credit Union, or to find out how you can join, please call 281.488.7070 or 800.940.0708, or visit any branch office or e-mail.

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