Auto Loan

JSC Federal Credit Union (JSC FCU) is pleased to offer our members auto loans at low interest rates. We know making a purchase like a car or truck is a big decision. We also know you want payments that easily meet your budget. At JSC FCU, our members can use our auto loans for a purchase from a dealership or an individual, so you’re not limited when it comes to choosing your vehicle. If you decide you want a lease, traditional auto loan or high mileage auto loans, we’re here to help. At JSC Federal Credit Union, you’ll find auto loan rates as low as 1.89% APR*.

How Do I Get an Auto Loan?

The process is very simple at JSC Federal Credit Union. The application can be completed online or in-person. We can help you determine which kind of loan will work best for your current situation.  By searching our website, you are able to see the types of auto loans we have available. When you are ready to apply for an auto loan, simply fill out a bit of information and one of our friendly team members will get in touch with you. As always, if you have questions, our team members are available at 281.488.7070.

Some of the items you’ll need when you apply are:
• Loan amount
• Proof of income
• Personal information
• Down payment (optional)
• Collateral information (optional)

Once our loan officers process your information, you will be notified the status of your loan. Auto loan terms at JSC Federal Credit Union are available up to 72 months; however, there is never a penalty for early payoffs. If you haven’t located a vehicle yet or if you aren’t certain how much you’ll need, you can relax knowing that a pre-approval is good for 30 days. This gives you time to search for a vehicle that is perfect for you!

Where Can I Find Additional Resources About Auto Loans?

JSC Federal Credit Union has many tools to help you when you’re searching for an auto loan. For example, you’ll find:
• Payment calculators designed to take your down payment into consideration
• Information about available extended warranties
• Information about options for auto loan payments 
• The NADA guide for determining how much your current vehicle is worth

Great Auto Loans, Rates and Savings Are Just a Couple of Clicks Away

At JSC Federal Credit Union, getting a great interest rate on an auto loan is fast and easy. We want our members to continue being part of the JSC FCU family. We also look forward to welcoming new members to our family. Find your low-cost auto loan at JSC Federal Credit Union. Get in touch with us today!

*APR is Annual Percentage Rate and is accurate as of 03/25/2016, ranging from 1.89% APR - 12.14% APR and subject to change. A fixed-rate loan for $20,000 based on 1.89% APR paid over 60 months would have 60 monthly payments of $349.61. All JSC FCU financed auto loans may be refinanced and will be assessed a 1% fee of the total amount financed. Please see a JSC FCU representative for full details.



Locate a Surcharge Free ATM or Shared Branch

eBanking Login