JSC Federal Credit Union (JSC FCU) is proud to offer its members low-interest auto loans. Whether you’re an existing member or looking to upgrade from your existing financial institution, JSC FCU can help you find the lowest auto loan rate. Our online and in-person services are designed to make the auto loan process as easy as possible. We offer a wide variety of information so that our members are fully informed and get the best loan products possible. Whether you have a great credit score or are looking for low credit auto loans, JSC FCU has you covered.
What’s the Catch?
No catch. Really. Our low APR auto loans are available if you’re looking to purchase an automobile from a dealer or an individual; we can even help you purchase your leased vehicle. You have access to rates as low as 3.24% APR*, so you can rest assured that you are getting a good deal.
What Do I Need to Do Next?
Talk to us! Our website makes applying for low-interest rate auto loans quick and simple. By going to http://www.jscfcu.org you can choose what kind of loan you need, supply a little information about yourself, and one of our team members will contact you directly. Of course, if you have questions you can call us at 281.488.7070.
Whether you apply online or in-person, you’ll need to bring a few things with you:
• Personal contact information
• Proof of income
• Collateral information (optional)
• Loan amount
• Down payment (optional)
That’s all you need! After this information is processed your loan officer will aide you in closing the loan. You can choose payment terms up to 72 months, but you won’t be penalized for early payment. Even if you’re not sure how much of a loan you need, your pre-approved loan amount is good for 30 days.
What if I Need a Low Income Auto Loan?
Talk to us. We offer flexible options when it comes to auto loans, so your loan officer can help you find the best solution to fit your individual needs. JSC FCU even has a list of preferred auto dealerships, so you can get even better service when negotiating the price of your auto purchase.
Other Resources for Auto Loans
Our website offers more than just low auto loan rates. We offer resources like a payment calculator, GAP insurance, extended warranties, NADA guide to valuing your vehicle, information about flexible loan payment options and electronic documentation.
Let’s Get Started
The process is easy and the savings are within your reach. Go online to apply today! JSC Federal Credit Union looks forward to your continued membership beginning with a low APR auto loan. Contact us today!
*APR is Annual Percentage Rate and is accurate as of 02/06/2019 ranging from 2.99% APR - 13.24% APR. A fixed-rate loan for $20,000 based on 3.24% APR paid over 60 months would have 60 monthly payments of $361.47. A fixed-rate loan for $20,000 based on 3.49% APR paid over 72 months would have 72 monthly payments of $308.25. All JSC FCU auto loans can be refinanced and may be assessed a 1% fee of the total amount financed. Please contact a JSC FCU representative for full details.