Auto Refinance

If you’re looking to refinance your auto loan, then look to JSC Federal Credit Union (JSC FCU). Our team can assist with an auto refinance if your original loan is at another financial  institution. Our online application makes the process quick and easy and your refinance closing will be personally handled by one of our loan officers. Our goal at JSC FCU is to offer our members premier service and desirable auto refinance rates.

What Is Auto Refinancing?

Auto refinancing is designed to lower the interest rate and monthly payment amounts for your existing loan. Ultimately, you replace your old loan with a new loan from JSC Federal Credit Union with new, generally more favorable terms. By spending a few minutes filling out our online application you can be well on your way to saving money! Often, our personal financial situations change over the years so do yourself a favor by saving money with a refinanced loan at JSC FCU.

Should I Refinance My Auto Loan?

JSC FCU members can benefit from a refinanced auto loan by having an improved credit score or from overall better interest rates in the market. But, JSC Federal Credit Union can do more than just offer you a better market rate. We aim to offer some of the best interest rates available. You might benefit from an auto loan refinance if you:

• Have a higher credit score than when you applied for your original loan
• Have an improved employment situation
• Have made on-time payments on your existing loan for at least a year
• General market rates are lower than when you started with your original loan
• You received your original loan from a dealer and did not compare rates with other loan providers

Whatever your reason, JSC Federal Credit Union can help you find the right refinancing terms. Even if you are not sure if you can benefit from an auto loan refinance, you can always speak to a loan officer to better understand your options.

Next Steps

If you are ready to apply, click here to fill out an applicataion.  Your online application will be processed and you’ll receive personalized feedback from a loan officer. We are a trusted part of the community and our members receive only the best service. Go online or visit a branch office today to get started! If you’re unsure of what to do next, give us a call at 281.488.7070. We look forward to working with you!

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