Whether you're one of our more than 123,000 members or 2,000 community business partners, JSC Federal Credit Union (JSC FCU) is your reliable financial institution. As a leader among free checking account banks and credit unions in the region, we work hard to offer you the products you need and deserve.

Though there might be banks with free checking accounts out there, few present you with the fantastic options of JSC FCU. As alternatives to any free bank checking account, we feature accounts designed for specific age groups, as well as conservative and high-yield products. Here on the website, you can find the benefits of each account type laid out in an easy-to-read chart. We'll be happy to help you determine which is best for you.

JSC FCU History

Since 1961, we've been a great option for those who are interested in free checking account services. With our status as a NCUA insured credit union, we put a lot into ensuring the utmost in security and high quality, while also staying dedicated to the local community. Beyond that, we recognize that many in our diverse area are underserved when it comes to financial support, so we offer the free checking account banks might not be able to offer.

We treat our members with respect and dignity. We believe that all account holders are owed stellar services, whether their accounts are large or small. The ultimate goal is to help our members be self-sufficient for the years and decades to come, and understand how banks with free checking accounts operate.

Free Checking Account Products

Below, we've listed some of the free checking account products available at JSC FCU.

Express Checking

No minimum balance requirements and the chance to earn dividends make this more than just a traditional checking account. This is a great alternative to the free checking account banks advertise.

Money Market Checking

Earn great dividends and enjoy the benefits of liquidity with this high yield investment.

Express Youth Checking

Designed for the younger members of JSC FCU, this kind of checking account uses technology, convenience and special benefits to instill great financial habits.

Horizon Express Checking

For those 55 and over, this checking account is practical and cost-effective when you're ready for straightforward, reliable checking account.

Other Products and Services

In addition to checking accounts, JSC FCU offers savings accounts, loans, investment options, credit cards, real estate loans and more. This is your one-stop financial shop, and alternative to banks that offer free checking accounts.

Please feel free to contact JSC Federal Credit Union to find out more about our free checking accounts, and how our products and services are different from those of a traditional bank. We look forward to working with you!


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