Some financial institutions will attempt to gain customers by offering a free banking account. At JSC Federal Credit Union (JSC FCU), we don’t have customers. We have members. Every person who has an account with us, is a member of our credit union. We are a member-owned, not-for-profit financial cooperative, offering many of the same products and services as banks or other financial institutions. However, as a credit union we are all working together to enable our members to become financially self-sufficient and successful.

Savings Accounts

Like a bank that might offer a free banking account for saving money, we have a number of options for savings programs. All of them can be customized to fit your specific needs. These accounts include:

Classic Savings Account: This is how you begin your membership with JSC Federal Credit Union, and it only requires a $5 deposit. This simple deposit establishes the foundation for a lifetime of financial management.
Christmas Savings Account: With just a $5 initial deposit you can be on your way to a more affordable and less stressful holiday season. Don’t be hit with the post-holiday blues when the bills come due, plan ahead and save for your gifts and other holiday purchases.
Claim Your Youth Teen Savings Account: Our Claim Your Youth Teen Savings Account is designed especially for teens 13 to 17 years old. This savings account will help teens learn financial lessons that will help them succeed in finances and life. One of our most important priorities is helping our members be financially self-sufficient and succeed, and for just a $5 deposit your teen can begin learning valuable money lessons for a lifetime of financial responsibility.
STAR Team Savings Account: Designed for kids 12 years old and younger will have fun while earning special incentives as they learn from an early age the good financial habits that will last a lifetime.

Checking Accounts

Many banks and other financial institutions will offer a free banking account for checking. But, because we’re member-owned, our checking accounts offer advantages that are worth considering, whatever your age or financial situation. JSC FCU offers the advantages of traditional checking combined with the latest in conveniences. Also, all of our checking accounts can be tied to any other JSC FCU products and services for convenience and efficiency. Our checking account options include:

Express Checking: Offers all the advantages of a traditional free banking account for checking, together with a variety of products and services and the ability to earn dividends.
Express Youth Checking: Created specifically for our next generation of members.
Money Market Checking: A high-yield investment alternative that allows members to earn higher than usual dividends.
Horizon Express Checking: Designed especially for members age 55 and older.

Contact a JSC FCU representative today to see how our alternatives to a traditional free banking account might be the perfect solution for your financial needs.

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