Best Auto Loan

JSC Federal Credit Union (JSC FCU) is proud of our history of providing the best auto loans to our members. We have become one of the largest credit unions in the Houston area by providing auto loans best suited to the needs of many people, as well as a wide array of other financial services. We are committed to offering our members the best possible satisfaction with our products and services, while maintaining financial stability in our organization.

New Car Loans

If you are looking for a new car, you not only want the best car, you also want the best auto loan. We’ll help you with your search through our Member Auto Center online feature. With Member Auto Center, you can search for a dealer who offers the make and model you want, with your desired characteristics and in your price range; or, you can build your own car, and get price quotes from local dealers for your dream machine. Then, you can apply right on your computer or mobile device for the best auto loans online from JSC FCU.

Once you’ve found, or designed, your new car, you can use our Member Auto Center to get tips on negotiating the price, calculate your loan payment, get a list of preferred dealers, and get financing advice.

Used Car Loans

For many people, a used car is the preferred choice when they need to replace a vehicle. In addition to offering the best online auto loans, JSC FCU also provides a number of online tools to help members get the best possible vehicle at the best possible price. We offer useful tips on buying a used car, list preferred dealers, and even help members get an auto check vehicle report, so they know the real history of the car they’re considering. After all, getting the best auto loan is important, but so is getting a car you can count on.

Additional Benefits Available

In addition to offering the best auto loans, JSC FCU offers many additional benefits to our members, such as:

Vehicle Service Contracts. Because, with any vehicle, new or used, there’s always the chance of a breakdown, you can have peace of mind with a Vehicle Service Contract from Auto Exam, Inc. Various types of coverage and deductibles are available, depending on your car’s age and mileage.
Gap Insurance. This helps you to pay off your remaining loan balance if your car is stolen or damaged, and is considered a total loss. It bridges the amount you owe and the amount your auto insurance covers. And, you may be able to add the cost of the insurance to your loan.

Also, we offer competitive interest rates, and no penalties if you choose to pay off your loan early.

The JSC FCU Advantage

JSC FCU is dedicated to providing the best auto loans because we are a member owned, not-for-profit financial cooperative committed to our members. We deliver a range of low-cost products and services to a diverse economic and social community of members and potential members, and put forth every effort to help our members become financially self-sufficient and successful.


Locate a Surcharge Free ATM or Shared Branch

eBanking Login