JSC Federal Credit Union (JSC FCU) is proud to offer the best checking accounts to our members. Because we are member-owned, our responsibility is to our members. We are committed to helping our members become financially self-sufficient, achieve their financial goals, and become truly successful. Our checking accounts offer all the advantages of traditional checking accounts combined with the most popular modern conveniences. Review our options to find the best checking account for your unique needs.

Express Checking

Many of our members consider this one of the best checking accounts we offer, because there are no minimum balance requirements, it includes a large collection of no-cost products and services, and allows you to earn dividends. Additional benefits of our Express Checking Account includes:

• Access to over 55,00 ATMs with no surcharge fee
• Free VISA debit or ATM card
• Over 5,000 Credit Union Service Centers
• Free Express Deposit
• No Monthly Service Fee
• No monthly Visa debit card usage fee
• Free online banking and mobile banking with our mobile app
• No monthly service charge for overdraft protection
• Free eStatements
• Direct deposit
• Free account alerts

Express Youth Checking

Our Express Youth Checking was designed to be the best checking account for the next generation of JSC FCU members. It only requires a minimum $10 deposit to open an account, and teens from 14 -17 must bring a parent or legal guardian with them to sign as a joint owner of the account. It also helps a teen become eligible for our First-Time Auto Buying Program.

Our Express Youth Checking program features the same benefits as our regular Express Checking.

Money Market Checking

The JSC FCU Money Market Checking account was designed as a high-yield investment alternative to the traditional checking account, allowing members who qualify to earn higher-than-usual dividends, together with the added benefit of liquidity. The account also has all the conveniences of the best checking accounts.

Benefits include:

• No monthly service fee
• Access to over 5,000 Credit Union Service Centers
• Free Express Deposit
• Free eStatements
• Direct deposit
• Monthly dividends for balances of $1,000 or more
• Account alerts

Horizon Express Checking

The Horizon Express Checking account is designed to be the best checking account for our members 55 years and older. It’s a practical, easy-to-use, and cost-effective way to handle your financial concerns. The benefits include those of our standard Express Checking, plus:

• Free box of generic checks (2 per year)
• No-fee money orders (3 per month)
• No minimum balance requirements

All of our accounts are NCUA insured. We have been serving the financial needs of members in the Houston area for over 50 years, and we now have over 123,000 members. We are committed to serving our members and the communities where they live. Our employees treat all our members with respect and dignity, and we offer honest and fair deals to all members at all times. If you’re looking for the best bank for checking accounts, contact a JSC FCU representative today.

Locate a Surcharge Free ATM or Shared Branch
Advanced Search

eBanking Login