Best Free Checking Account

JSC Federal Credit Union (JSC FCU) is your local financial institution offering some of the best free checking accounts to fit your needs. Discover the difference our credit union can make by opening an account with us! Our dedicated team is here to help you every step of the way. Choose to bank the way you want; choose online, in person, or use our app. Whether you’re opening your first checking account or looking to switch from your current financial institution, JSC FCU has exactly what you need.

Is an Account at JSC FCU Different From Any Other Account?

Absolutely! JSC FCU doesn’t believe in one-size-fits-all, that’s why we have different types of checking accounts to meet the various needs of our members. We don’t view our members as numbers; instead, we constantly look for ways to improve our services to make your experience faster, easier, and more secure. All of our checking accounts can be easily integrated with our other products and services, like loans and savings accounts. Plus, all of our deposit accounts are NCUA insured so you know you’re hard-earned money is well protected.

We offer the following checking accounts:
Express Checking: No minimum balance requirement, plus potential to earn dividends with balances of $750+
Money Market Checking: Potential to earn higher dividend yields, plus the benefits of liquidity
Express Youth Checking: Designed for the next generation and it’s only $10 to open
Horizon Express Checking: Specifically for members ages 55 and up
Remember, it’s free! You’ll have access to one of the very best free checking accounts, including online and mobile banking at no charge, no monthly service fees*, and free access to surcharge-free ATMs. 

Advantages of Using JSC Federal Credit Union

Here at JSC FCU we provide our members with excellent member service and we’re part of your local community! As valued members, we offer access to the best financial products and services available. That means we’re your trusted partner when it comes to your checking, loan, savings, and investing needs.
Also, JSC Federal Credit Union gives you a variety of options when it comes to banking. Our mobile and home banking (eBanking) features are designed to adapt to your busy life while our branch locations are available to give you personalized care when you want it.

Let Us Be Your Financial Partner – Join Today!

We look forward to being the provider of your best free checking account. Visit one of our branch locations or sign up for a membership online. All you need is 10 short minutes as well as your driver’s license or passport and your social security number. That’s it! Join today and let us show you the difference a free checking account from JSC FCU can make.

*Certain fees for specific services may apply but there are no fees for basic deposits and/or withdrawals. See a JSC FCU representative or visit for a complete fee schedule.



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