Buying a vehicle can be a stressful process, but finding an auto loan shouldn’t be. At JSC Federal Credit Union (JSC FCU) you can get excellent car loans whether this is your first major purchase or you’re buying a new car to reward yourself for years of hard work. We offer expert advice and flexible car loan terms whether you’re purchasing from a dealer or an individual. Whatever the circumstances, let JSC Federal Credit Union offer car loan that will suit your situation.
About JSC FCU Vehicle Lending Services
We know that not everyone will have a perfect credit score or fully understand the auto financing process. That’s why we have made car loan help simple. Our online portal offers information and answers to many of the questions our members have prior to closing a car purchase. Our knowledgeable loan officers are also available to answer more specific questions for your individual situation.
Many people worry that having little or no credit will hurt their chances of qualifying for a car loan, but at JSC Federal Credit Union we can help! We can help you get a car loan with our first-time auto buying program. We offer flexible loan terms, so you may be eligible for smaller monthly payments by opting for a longer payment term. Apply online or speak directly to a loan officer about your options.
We offer competitive interest rates and flexible term car loans. These terms include the car loan payment terms, meaning how many months you want to take to repay the financing amount. Also, we will never charge you a penalty for pre-payment.
Here at JSC FCU you can find auto loans as low as 3.24% APR!* Find the APR you qualify for by applying online today or by speaking to a loan officer.
Why You Should Choose JSC Federal Credit Union
JSC FCU doesn’t just offer great car loans, we also offer excellent member care. We know our members are busy, so we made applying for your car loan quick and easy. All you need is 10 minutes and a little personal information, and a loan officer will respond to discuss the details of your loan.
We are connected to community partners which include auto dealerships. By choosing to purchase your vehicle from one of our preferred dealers you can enjoy a simplified financing process. To find a list of our preferred dealers visit our Member Auto Center. Here you can search new and used cars, request a price quote, calculate your monthly payments, and even apply for a car loan.
Get a Car Loan with Us Today -- Not a Member? Join!
We hope you turn to us here at JSC Federal Credit Union for your pre-owned or new car loans, regardless of your financial situation. It is our pleasure to serve you and all of our members. If you’re not a member, join online and apply for your auto loan today!
*APR is Annual Percentage Rate and is accurate as of 02/06/2019 ranging from 2.99% APR - 13.24% APR. A fixed-rate loan for $20,000 based on 3.24% APR paid over 60 months would have 60 monthly payments of $361.47. A fixed-rate loan for $20,000 based on 3.49% APR paid over 72 months would have 72 monthly payments of $308.25. All JSC FCU auto loans can be refinanced and may be assessed a 1% fee of the total amount financed. Please contact a JSC FCU representative for full details.