Refinancing a car loan can help lower your interest rate, ultimately lowering your monthly payments and reducing the overall cost of your loan. Refinancing can help you save money in the long run. JSC Federal Credit Union has all of the tools and what you will need to make the right choices about refinancing.

 How Do I Know if I Should Refinance My Car?

There are a few simple questions to ask yourself when you’re considering refinancing a car loan. If your credit score has improved since you took out your original auto loan, then car refinance rates might be more favorable given your enriched credit history. Also, you might benefit from a car refinance if you didn’t shop around when selecting your initial car loan. Perhaps you simply chose the loan service provider that the auto dealership suggested or you did not have enough information about your options to make a better choice. Whatever the reason, JSC Federal Credit Union is fully prepared to refinance your auto loan.

What Can JSC FCU Do for Me?

We offer a wide range of resources both in person and online. You can understand your potential savings from refinancing by using our free online car refinance calculator. We offer a simple loan refinancing application online, so you can submit your information from the comfort of your own home at any time. We will follow-up with a personal response from one of our loan officers to provide details about your refinancing options.

Our competitive rates and flexible payment terms help us best serve our members. Whether you want to refinance a car loan to lower your monthly payment or to pay off your debt quicker, JSC FCU can help you along the way. We do our very best to find you the best interest rates and we never charge a penalty for early payment.

Our team looks forward to giving you personalized financial advice regarding your car loan refinance. Our goal is to offer our members the highest level of service and top quality financial products. Join JSC FCU and see the difference!

How Do I Get Started?

If you’re not a member, you can join online at or visit one of our branch locations. Whether you’re a new or existing member, you can apply for a car refinance online. It’s easy! All you need is a little personal information and a few minutes. One of our loan officers will contact you to go over your individual loan information and help you decide your next move. For the best rates and service, let JSC Federal Credit Union partner with you.



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