If you’re like most people today, your mailbox is full of credit cards claiming that they have the best credit card interest rates. However, if you read the fine print, those credit card interest rates may not be what are best for you. At JSC Federal Credit Union (JSC FCU), we understand that our members want credit card interest rates that are fair and without the hidden legalese. Our 6-month introductory credit card interest rate is 2.99% APR, with a standard 6.90% APR to 14.90% APR based on credit worthiness.* We want our members to enjoy the benefits of our credit card interest rates.
Understanding Credit Card Interest Rates
It can be difficult to understand exactly how credit union credit card interest rates affect our members. At JSC FCU, we want our members to feel comfortable with the interest rates on credit cards they have in their wallet. Our Visa specialists can answer any questions you may have, including:
• Can I transfer another credit card balance to this card?
• What do the credit card interest rates jump to after the introductory period?
• Do I have to pay off the balance each month to avoid high credit card interest rates?
• Are there any annual fees, late payment fees or over-the-limit fees with a JSC FCU Visa credit card?
These are just a few of the common questions you might have about our credit card. We want our members to have a credit card with terrific terms so that their lives are made easier.
Reducing Credit Card Interest Rates
For those that need to reduce their current credit card interest rates, there are tips that can help. Transferring high interest rate credit cards to a lower interest rate credit card is one option that you should consider. Our introductory credit card interest rate is low, giving those who transfer a chance to lower their balances on other cards.
The Benefits of JSC FCU Continues to Grow
At JSC FCU, we take a great deal of pride in providing our members with a wide range of services, including competitive interest rate credit cards. We know that our Visa credit card offers many benefits to our members. With no annual fee, no balance transfer fees, no cash advance fees, no late payment fees and no over-the-limit fees,* our members truly reap the rewards of this credit card. We have a wide range of options when it comes to paying your bill.
Contact JSC FCU Now to Learn More
If you’re not a member of JSC FCU yet, what are you waiting for? All you have to do is open a savings account and complete a short application. We have representatives ready to answer any questions you may have about our credit card interest rates. Let us show you how to save money with your credit card.
*2.99% Six Month Intro APR followed by a standard APR of 6.90% - 14.90% Based on Creditworthiness. VISA Platinum Credit Card rates can range from 6.90% APR to 14.90% APR based on credit qualifications. VISA Platinum Credit Card rates and terms are accurate as of 01/05/2018 and are subject to change. Foreign transaction, returned payment, statement copy, rush and [ay-by-phone fees may apply. Please reference the credit card disclosure section on the JSC FCU Platinum Credit Card Application for complete card details. For current information, please see a JSC FCU representative at any branch location, call us at 281.488.7070 or write to JSC FCU, P.O. Box 58346, Houston, TX 77258.