Stop wasting time and energy on negotiating low credit card interest rates and switch to a JSC Federal Credit Union (JSC FCU) Visa Platinum credit card. Our members benefit from our commitment to customer service and from our credit cards with low interest rates and no fees.* All you need to do is become a member and apply for a card to start lowering credit card interest rates and preparing for your financial future. 

How Can I Find Out My Credit Card Interest Rate?

Finding out your rate is easy when you apply online. Once your application is submitted you can expect a response within 24 hours during the business week. Whether you’re looking for credit cards with low interest rates on balance transfers, no annual fees, online bill pay, or just a lower APR, you can find it all in one card at JSC FCU. Keep in mind that our Visa credit cards have a low standard 7.90% APR – 15.90% APR based on creditworthiness*, so you know you’re getting a competitive rate!

Benefits of Becoming a JSC FCU Member

Members of JSC Federal Credit Union have more benefits on top of credit cards with low interest rates. Our network of members have access to home banking (eBanking), so you can track your accounts online anywhere, anytime. You can also apply for loans, and find up-to-date financial information so that you can make smart decisions with your money.

A credit card with low interest rates and no annual fees* from JSC FCU could save you money over time. You can stop negotiating for lower credit card interest rates with big credit card companies and simply switch to JSC FCU and get an amazingly low rate, hassle-free. Plus, our Visa credit cards with low interest rates can be used just about anywhere around the world, so it’s perfect for everyday use as well as international travel for vacation or business.

How Do I Join JSC FCU?

It’s simple! You can visit us at one of our branch locations or open an account online. One of our team members can help you start by opening a savings account and getting you well on your way to obtaining your lowest credit card interest rates. All of your checking and savings account deposits are NCUA insured, so you know all of your finances are taken care of. Become a member today and see the difference!



*Visa Platinum Credit Card rates can range from 7.90% - 15.90% APR based on creditworthiness. Visa Platinum Rewards Credit Card rates can range from 9.90% - 17.90% APR based on creditworthiness. Visa Platinum and Visa Platinum Rewards Credit Card rates and terms are accurate as of 08/26/2018 and subject to change. Foreign transaction, return payment, statement copy, rush and pay-by-phone fees may apply. Please reference the JSC FCU Visa Platinum Rewards or Visa Platinum Credit Card Application for complete card details. For current information, please contact a JSC FCU representative at any branch, call us at 281.488.7070, or write to JSC FCU, P.O. Box 58346, Houston, TX 77258

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