Are you in the market for a new or used car? Have you thought about a credit union auto loan? JSC Federal Credit Union (JSC FCU) offers our members low interest rates on auto loans. Rates offered for auto loans at credit unions can vary, but at JSC FCU, our credit union auto loans start out at 1.89% APR*. We believe we are the best credit union for auto loans and our members are the ones to reap the rewards.
What Is the Auto Loan Process?
At JSC FCU, the auto loan application process is simple. You can apply for an auto loan in person or online. Our representatives are ready to help you determine which kind of loan is the right choice for your current situation. We have several loans available to meet your needs and our credit union auto loan rates make these loans the right choice.
Getting an Auto Loan at JSC FCU
You’ll need to provide us with a bit of information, and it won’t take long for one of our friendly team members to get back in touch with you. Here are some of the things you will need when you complete an application for a JSC Federal Credit Union auto loan:
• Your personal information
• The amount you wish to borrow
• How much income you receive each month
• How much of a down payment will you have
Once our loan officer completes the processing for your loan, you will be notified about the status. At JSC FCU, some of our terms are available up to 72 months. If you haven’t chosen your vehicle yet, don’t worry. Our credit union auto loan offer is good for 30 days. You will have enough time to locate and choose a vehicle that is just perfect for you.
Where to Find Additional Help?
While our representatives can help you, we also know that you may have some questions when it comes to auto loans from credit unions. You’ll find a wealth of information on our website, including payment calculators, information on early payoffs and extended warranties and a link to the NADA guide so you can figure out how much the car you currently have is worth.
Simply Contact Us Today for Your Next Auto Loan
JSC Federal Credit Union is ready to provide our members with exceptional service, low auto loan interest rates and more. It’s easy to get an interest rate that appeals to you from JSC FCU. We look forward to welcoming new members into the JSC FCU family. Come find out how a great auto loan is right at your fingertips. Call today.
*APR is Annual Percentage Rate and is accurate as of 03/25/2016, ranging from 1.89% APR - 12.14% APR and subject to change. A fixed-rate loan for $20,000 based on 1.89% APR paid over 60 months would have 60 monthly payments of $349.61. All JSC FCU financed auto loans may be refinanced and will be assessed a 1% fee of the total amount financed. Please see a JSC FCU representative for full details.