In today’s times we have a great number of choices and that includes how and where we bank. Many people don’t understand the options and benefits of choosing a credit union bank like JSC Federal Credit Union (JSC FCU). Our members have access to special rates, expert service, and a wide range of financial tools to support their financial needs.
So, What Is a Credit Union?
It’s important to understand what makes a credit union different. A simple credit union definition would state that credit union banks are not-for-profit member owner financial institutions. Members make deposits and borrow funds from those pooled deposits and repay it at low interest rates. A credit union bank serves its members and the members benefit from being the central focus. At JSC FCU we never forget that our members are like family, so we offer the very best service and financial products available in our communities.
What Can JSC FCU Offer?
JSC Federal Credit Union is your premier local credit union and we are committed to treating you with respect and friendliness every chance we get. We have financial specialists to help you with loans, credit cards, and maintaining checking and savings accounts. You have access to 24/7 online services where you can check your accounts, pay bills, apply for a loan, apply for a credit card, or utilize any of our financial tools. With our interactive website you will always have JSC Federal Credit Union bank at your fingertips.
A membership at JSC FCU is simple; all you need is a savings account with a minimum $5 deposit. You can apply online or at one of our convenient branch locations. Our benefits include low interest rates, easy application processes and personalized member service.
Products and Services We Offer
Here at JSC FCU we strive to be a one-stop shop when it comes to banking. This means we offer a wide range of products and services. Our services include:
• Visa credit card for individuals and for existing business account holders
• Auto and motorcycle loans
• NCUA insured checking and savings accounts
• Lines of credit
• Mortgages and home equity loans
• And much more!
We even offer special services when our members use a preferred realtor or car dealership when applying for a JSC FCU loan. This is another way we can offer our members the best rates and support local businesses. If you’re looking for excellent service and the best rates, JCS FCU is the place for you.
Is There a JSC Federal Credit Union Bank Near Me?
Absolutely! We have 20 branches in the Houston area, so you will find a JSC Federal Credit Union bank in your community. Find our credit union bank locations online at www.jscfcu.org. If you have a busy schedule and need instant access, our online application and home banking option will fit your needs. JSC FCU works hard to meet our members’ needs every single day, so join us and see how our credit union can get to work helping you, too!