Welcome to JSC Federal Credit Union (JSC FCU), your home for all of your financial needs, from credit cards to checking accounts to credit union car loans. We would love to work with you to set up the perfect account for your situation. We provide the best service to all of our members; if you haven't tried a credit union before, it's time to make the switch.
Six Ways to Get a Credit Union Car Loan
If you're interested in learning more about our credit union used car loan rates and other benefits. Remember that it's about more than just looking at the credit union car loan rates themselves; you need to know exactly how the loan is going to impact your finances. The Credit Union offers the following car loans:
New Car Loan
New car buyers make up a huge portion of our members, as it's often financially impossible to buy a brand new car with cash alone. Our lending options make your dream car affordable, while benefiting from owning the vehicle.
Used Car Loans
For those who want credit union car loans but also want a lower price point, we also offer loans for used cars, which you can buy from dealerships or individuals. The loans differ slightly, so be sure to note if you're buying from a private seller or a dealership.
Starting a Lease
How would you like to get a new car every two to three years? If so, we provide lease options through our partnership with FairLease. The vehicle will not be paid off entirely, but you typically get lower monthly payments and you can upgrade your car frequently so you always have the newest and best.
Refinancing One of Our Loans
If you already have a credit union car loan from JSC FCU, you may want to look into refinancing options. This can change the rate or extend the loan term, which lowers the monthly payments.
Refinancing from Another Institution
If you have an auto loan with another financial institution, you may qualify to lower your rate and payment if you refinance your loan with us. With our low rates on credit union used car loans, we can help you save.
When you need cash and you have a vehicle you've already paid off, you may be able to get a title loan. You then will pay the loan back over time, with your vehicle as collateral.
Learn More About Credit Union Car Loans Today
If you're interested in a credit union car loan, please contact JSC FCU today and we'll be happy to answer all of your questions!