Thanks for taking a moment to check out JSC Federal Credit Union. If you're interested in free checking options, there's no better place to turn. We have a whole array of checking options, like Horizon Express Checking, Money Market Checking, Express Checking and Express Youth Checking.

These are geared toward different types of people – for example, Express Youth Checking is designed to help young people who are just learning about money management, while Horizon Express Checking is geared toward those who are nearing retirement age. We will work with you to find the perfect account for you and your needs, along with the needs of your family. We're confident that by offering so many great options, we can find one that works for you.


True Freedom: Free Checking Credit Union -- No Minimum Balance

One of the best things that we offer you is the freedom to hold your account without a minimum balance, except for our Money Market Checking Account.

Other institutions may charge you a fee if you go under the minimum, costing you money, or they may even close your account. With our free checking options, our accounts are free in a way few others can claim.

When you use our free checking no minimum balance accounts, you still get the convenience that you desire. For instance, you can call customer support or log onto the website to find answers. You can use checks or your debit card. You can make online payments and transfers, either within the credit union—to transfer money from your account to your car loan. Your account isn't limited; it's just free.

Mobile Options for Credit Union Free Checking Accounts

We're also on the cutting edge when it comes to technology. We know how connected our members are to their smartphones, and so our free checking accounts come with excellent mobile banking. This means your account information is always at your fingertips. Move money around from anywhere, whether you're at home, on vacation or on a business trip. Monitor your account to make sure transfers go through. Check your balance for free without even going to the ATM. If you thought our free checking Credit Union accounts were as good as they get, you'll be thrilled to see how our mobile options make them even better.

Getting Started

Are you interested in learning more, asking questions or getting started today? If you are, we hope you'll get in touch with us right now. We're the best place to go for free checking accounts, excellent customer service and more.


Locate a Surcharge Free ATM or Shared Branch
Advanced Search

eBanking Login