If you're interested in credit card consolidation, JSC Federal Credit Union (JSC FCU) is the place for you. We are a top financial institution that our members love for great service, checking and savings options, and much more, but credit card debt consolidation is one of our specialties. We know what you need, how our programs can help, and the impact this can have on your financial future and the rest of your life.

Paying Off the Cards

The vast majority of Houston consumers use the top credit cards to pay for everyday items. These used to be a convenience only used in special situations, but now people use them to buy groceries, to buy gas, to pay the bills and to keep the lights on. Many people never even carry cash, opting instead to use cards and then to pay the cards off at the end of the month.

Keeping these cards open and paying off the balance has become crucial. Those who shop online don't really have many other options at all. So, what should you do when it's hard to pay off all of the cards at once?

One option is a credit card consolidation loan. We essentially pay off all of your credit card debt. This is all then bundled into a single loan that you take out from us. You make the monthly payments on time, just like you would with a car loan or a home loan, and your debt begins to be paid off. This way, your cards are clear and you have affordable payments.

Affordability and Credit Card Debt Consolidation

As you may have guessed, one of the biggest reasons that our members use credit card consolidation is to make those payments affordable. You know how hard it is to pay off multiple cards at once. If you put money on prepaid credit cards, you have to have it up front. All of the costs seem to come at you at the same time. Even with a good job, it can be overwhelming.

We're more than happy to work with our members in and around Houston to provide secured credit cards and credit card debt consolidations that spread the payments out. Maybe you can't make them all today, but can you make a small payment once a month? Can you chip away at that debt without really changing your standard of living or feeling like you have to sacrifice anything? For many people, the answer is a resounding yes.

Please Call Us at Your Earliest Convenience

To find out more about how our credit card consolidation works, to learn about the options, and to find out what the current rates are, please call us as soon as you can. We have a friendly member services team who can be on the line with you in seconds, answering all of your questions and making sure you feel comfortable with the program that meets your needs. You can also come visit one of our many locations in and around Houston to get started today!



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