Line of Credit Maintenance/Service

Access Line of Credit

You can access your Line of Credit at any branch location. Available funds can also be transferred to your Savings or Checking Account within eBanking through the Transfer/Loan Payment tab. 

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Skip-a-Payment

A skip-a-payment request can be submitted after you have made six consecutive payments. Click here for the form. Please note that a Skip-a-Payment is not approved until a Credit Union Representative notifies you that it is approved and processed. 

Submit the form back to the Loan Department:
Fax: 281.488.0549
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.  
Mail: JSC Federal Credit Union 
        Attn: Loan Department 
        PO BOX 58346, Houston, TX 77258

 You can also drop the form off at any branch location

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Increase Credit Limit

You may request a credit limit increase after the account has been established for one year. To request a limit increase, please submit an application for review by applying online or visit any branch location.          

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Lower Interest Rate

You may request a credit limit increase after the account has been established for one year. To request a limit increase, please submit an application for review by applying online or visit any branch location.          

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Lower Credit Limit

Submit the form back to the Loan Department:
Fax: 281.488.0549
Email:  This email address is being protected from spambots. You need JavaScript enabled to view it.  
Mail: JSC Federal Credit Union 
        Attn: Loan Department 
        PO BOX 58346, Houston, TX 77258

 You can also drop the form off at any branch location

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Close Line of Credit

To close your line of credit, please complete a Request to Lower Credit Limit form and zero as the new limit. 

Submit the form back to the Loan Department:
Fax: 281.488.0549
Email:  This email address is being protected from spambots. You need JavaScript enabled to view it.  
Mail: JSC Federal Credit Union 
        Attn: Loan Department 
        PO BOX 58346, Houston, TX 77258

 You can also drop the form off at any branch location

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