Personal Loans & Lines of Credit

Personal Lines of Credit

A personal line-of-credit gives you convenient access to a ready supply of cash at competitive interest rates. You can access your line-of-credit funds via any ATM, STAR PC or an in-person request.  You can also use your line-of-credit to provide overdraft protection for your JSC FCU Checking Account.  With a JSC FCU line-of-credit you get:

  • Speedy approvals and pre-approvals
  • No penalties if you pay off your loan early
  • Low-cost optional payment protection insurance
  • Convenient payment options
  • And much more

Personal Loan Types

  • Signature
  • Line of Credit
  • Debt Consolidation
  • Education Loans
  • Healthcare Loans
  • CU Abroad
  • Grad Cash
  • Gadget Gear
  • Specialty Loans (Spring Cash | Back to School | Holiday Cash)
  • FFA & 4H
  • New Home Electronic Equipment
  • Stock Secured Loan
  • Share Secured Loan (term up to 60 Months max)
  • Share Certificate Secured Loan (term up to Certificate Term max)

Click here for Personal Loan rates.

Click here to apply online for a Personal Loan.


For more information on JSC Federal Credit Union, or to find out how you can join, please call 281.488.7070 or 800.940.0708, or visit any branch office or e-mail.

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