VISA Platinum Credit CardOur VISA Credit Card is the best deal in town! Check out these outstanding card benefits:
- Low Interest Rates
- No Annual Fees
- No Balance Transfer Fees
- No Cash Advance Fees
- No Penalty Rate Increases - the rate you start with is the rate you keep
- No Late Payment Fees or Overlimit Fees
- Ability to transfer high-rate balances from existing credit cards at other financial institutions
- Knowledgeable and friendly in-house VISA staff for personalized service
- Choices on how to pay your bill - online, at a branch, by mail or by phone
- Travel and Emergency Assistance services at no extra costs
- Travel and Accident Insurance
- Auto Rental Collision Damage Waiver
Once an application is approved, a member should receive their card in about 15 business days. Credit limits are set upon application approval; however, limit increases may be extended upon request and qualification. Please call us at 281.488.7070 for more information or visit any branch.
Download the Form - Transferring a balance to your JSC FCU VISA Platinum Card gives you a way to catch up on your existing debt. That's because you'll get a low introductory APR to pay down that balance for the first 6 months.
Report a Lost or Stolen VISA Credit Card
To report a lost or stolen VISA Credit Card, please call 866.692.9364. You may also visit any branch or contact the Credit Union's VISA department at 281.488.7070 or 800.940.0708 during regular business hours.
Reorder a Damaged, Lost or Stolen VISA Credit Card
If you need to reorder an existing VISA Credit Card due to damage, you may visit any branch in person or contact the Credit Union's VISA department by phone at 281.488.7070 or 800.940.0708 during regular business hours.Shop with confidence online when you enroll your JSC FCU VISA Check Card in the Verified by VISA program. This additional level of protection verifies account ownership at the time you make online purchases through the use of a secure password. Verified by VISA authenticates your information and sends the online merchant a confirmation that your identity has been verified. This ensures that only you can use your card online at participating stores.
- Verified by VISA is a free service. Register your JSC FCU VISA Check Card online at the Verified by VISA website. Primary and joint cardholders will be required to create separate passwords.
- If at any time you forget you Verified by VISA password, please call 800.857.3118 for assistance.
Attention Members Traveling Abroad
To ensure service and security of your VISA Check Card or VISA Credit Card when traveling abroad, please be sure to inform the JSC FCU VISA Department of your travel plans. This notification is strictly to safeguard your VISA Check Card or VISA Credit Card from unauthorized use. Simply call or email a JSC FCU VISA Officer using the contact information below. Please note that these representatives are only available during regular business hours.For emergency assistance outside of the United States, please call collect 410-581-9994.
For emergency assistance in the United States, please call 800-VISA-911 (800-847-2911).
Betsy Speer, Senior VISA Officer
281.488.7070 x.1118 or 800.940.0708 x.1118
Doreen Fraietta, VISA Officer
281.488.7070 x.1119 or 800.940.0708 x. 1119
Your VISA Credit Card Account Agreement
A copy of your JSC Federal Credit Union VISA Credit Card Account Agreement is available to you at any time. To download a copy of this agreement, please Click Here. You may also obtain a copy by contacting a JSC FCU representative by calling 281.488.7070 or writing us at: JSC Federal Credit Union, 1330 Gemini Street, Houston, TX 77058.
*2.99% Introductory APR applies to new purchases, balance transfers and cash advances up to six months. After the introductory period, your APR for purchases, balance transfers and cash advances will be 6.90% to 14.90% based on your credit worthiness and other factors.
**VISA Platinum Credit Card rates can range from 6.90% APR to 14.90% APR based upon credit qualifications. VISA Platinum Credit Card rates and terms are accurate as of 3/26/2013 and are subject to change. Foreign transaction fees may apply. Please refer to the credit disclosure section on the JSC FCU VISA Platinum Credit Card Application for complete card details. For current information, please see a JSC FCU representative at any branch location, call us at 281.488.7070 or write to JSC Federal Credit Union, P.O. Box 58346, Houston, TX 77258. APR is Annual Percentage Rate. Rates and terms are based off credit qualifications and are subject to change without notice.