Your Money, Your Credit Union: Safe, Sound & Insured

Since opening our doors in 1961, JSC Federal Credit Union has provided a safe and secure place for our members to manage and grow their money. Recently, there have been many events in the news highlighting extreme changes in our economy. During these times of uncertainty, rest assured that JSC Federal Credit Union continues to be a well-capitalized and financially secure institution.

As a member-owned and not-for-profit cooperative, JSC FCU is completely committed to serve you and your family, and we are ready to meet the financial challenges of today and those that will come in the future. JSC FCU continues to make sound choices and has never participated in risky loan practices associated with sub-prime lending or the purchasing of sub-prime loans.

You should know that JSC Federal Credit Union is insured by the National Credit Union Share Insurance Fund, which is backed by the full faith and credit of the U.S. Government. As the FDIC does for banks, the National Credit Union Share Insurance Fund (NCUSIF) insures a person's savings at a credit union.

The standard share insurance amount is $250,000 per share owner, per insured credit union, for each account ownership category. The $250,000 standard share insurance account became permanent through the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010.

For detailed information on federal share insurance, can you view and download the brochures listed below. In addition, you may call the NCUA Consumer Assistance Center at 1.800.755.1030, which is open from 9:00 am to 5:00 pm (CDT). You may also visit any branch and speak with a JSC FCU Financial Service Representative to review your account balances and ownership structures as it relates to NCUA deposit insurance.

JSC Federal Credit Union (JSC FCU) is proud to meet the financial needs of the people living in the communities we serve. As a member-owned not for profit financial institution we are committed to enabling our members to become financially self-sufficient and successful. From its humble beginnings 55+ years ago, JSC FCU has grown to serve 124,000+ members and 2,000+ Community Business Partners (CBPs) throughout the Greater Houston Bay Area.

Please click on the brochures below for detailed information about federal share insurance, including how it relates to your account.


For additional information about federal share insurance, you may also visit the following:

  • Share Insurance Tool Kit
  • Share Insurance Estimator
  • Calculate your coverage under the National Credit Union Share Insurance Fund. Use the estimator to determine how to structure your accounts to include joint accounts, payable on death accounts, and others to receive coverage greater than the $250,000 that is NCUA's standard maximum share insurance amount.

For more information on JSC Federal Credit Union, or to find out how you can join, please call 281.488.7070 or 800.940.0708, or visit any branch office or e-mail.

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