IMPORTANT INFORMATION ABOUT YOUR DORMANT "INACTIVE" ACCOUNTS

IMPORTANT INFORMATION ABOUT YOUR
DORMANT "INACTIVE" ACCOUNTS

IMPORTANT INFORMATION ABOUT YOUR DORMANT "INACTIVE" ACCOUNTS

If a members account with JSC FCU has not had any "live" activity for the last three (3) years it becomes dormant or “inactive”. The State of Texas requires financial institutions to escheat (remit) the funds from dormant "inactive" accounts to The State.

In order to keep the account from becoming dormant and escheated you will need to contact us by June 25th. You may call, visit a branch or click here to remove the dormant account status.

JSC FCU recommends that you make a deposit or withdrawal at least once a year to avoid having your account become dormant. The automatic deposit of interest to the account does not count as "live" activity, and will not protect your account from becoming dormant.

Member Services Compliance Department
281.488.7070 or 1.800.940.0708
PO Box 58346, Houston, TX 77528

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Third Party Link Disclaimer - JSC Federal Credit Union (JSC FCU) does not endorse or guarantee 3rd party links. The products and services offered on 3rd party sites are not products of JSC FCU. JSC FCU cannot attest to the accuracy of information provided by the linked sites. Linking to a web site does not constitute endorsement by JSC FCU, or any of its employees, of the sponsors of the site or the products presented on the site. Other websites which you may link to from the Credit Union's site are not bound by the JSC FCU Website Privacy Policy. The calculators provide estimates only. *APY = Annual Percentage Yield. APR = Annual Percentage Rate and is accurate as of 02/06/2019. Auto Loan rates range from 3.24% APR - 13.24% APR and subject to change. All Rates are subject to change without notice. Lending rates are subject to credit approval. A fixed-rate loan for $20,000 based upon a 2.89% APR paid over 60 months would have 60 monthly payments of $358.41. All Share accounts are compounded and paid quarterly. Share Drafts are compounded and paid monthly. Rates may change after account is opened. All Share Certificates are compounded and paid monthly. Fees can reduce the earnings of deposit accounts. Penalties may apply for early withdrawal of Share Certificate deposits. Rebuild Personal Loan Rate ranges from 7.90% APR – 15.90% APR as of 05/08/2018 and subject to change. Lending rates are subject to credit approval. A fixed-rate loan for $15,000 based upon a 7.90% APR paid over 60 months would have 60 monthly payments of $303.20. $30,000 is the maximum allowable amount of unsecured loans per member. The Rebuild Personal Loan cannot be used to pay off any currently financed JSC FCU loan. **Certain restrictions apply. As of May 2009, your savings are federally insured up to at least $250,000 by the National Credit Union Administration, a U.S. government agency.