How to Divvy Up Your Paycheck

Your budget should be both flexible and personal, but these guidelines can help you get started. The breakdown below is expressed as a percentage of your household's after -tax monthly pay.

  • 30% toward mortgage or rent
  • 15% toward food
  • 10% toward debt payments
  • 10% toward utilities
  • 10% toward transportation
  • 10% toward savings
  • 5% toward clothing
  • 5% toward entertainment
  • 5% toward miscellaneous expenses

For more information on JSC Federal Credit Union, or to find out how you can join, please call 281.488.7070 or 800.940.0708, or visit any branch office or e-mail.


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