Our Share Certificates are offered in a variety of term options and earn a guaranteed rate for a specific amount of time. Certificates are the perfect investment for extra cash, as they typically earn better annual percentage yields than savings or money market accounts, and only require a commitment as short as 3 months.
- Benefits/Good To Know
- Application Process
- FAQs
- Tools
- Compare Accounts
Benefits/Good To Know
- Flexible term options from 3 months to 36 months
- Earns higher monthly yields, which can be compounded or transferred to another JSC FCU checking or savings account
- Safe and secure investment vehicle
- Free online banking, mobile banking and telephone banking
- Free eStatements
Good To Know
- A minimum opening deposit of $500 is required
- If a joint owner is opening a share certificate under his/her name, the primary member must also sign the share certificate form.
- Certain penalties may apply for early withdrawal of funds. See complete fee schedule for more details.
Application Process
Online Banking Users: To open a Share Certificate account on-line: Log on to eBanking and click on the Accounts menu button. Then, click on the Open New Accounts button and select Certificate. Click "next" and continue following the decision prompts. Click here to open online.
FAQs
All dividends are paid monthly except on Regular Shares (S1), Special/Additional Savings (S2), and Christmas Club (S3) which are paid Quarterly. Dividends are paid on the first day of the month for amounts accrued during the previous month.
Tools
- Saving Tips
- Current Rates
- Investment Basics
- Routing Number
- Financial Calculators
- Direct Deposit
- ATM Locations
Compare Savings Accounts
| Classic Savings Account | Christmas Savings Account | STAR Team Savings Account | CU Succeed Teen Savings Account | |
| DESIGNED FOR: | All Members, 18+ | Members who wish to save money specifically for the holiday season | Kids 12 years old and under | Teens 13-17 years old |
| NO Monthly Service Fee |  |
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| FREE Online and Mobile Banking | |
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| FREE Mobile App | |
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| FREE ATM Card | |
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| FREE Direct Deposit | |
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| FREE E-Statements | |
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| 55,000+ Surcharge-FREE ATMs Nationwide | |
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| FREE Access to Shared Branches | |
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| Bimonthly/Quarterly Educational Newsletter | |
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| Access to Exclusive Contests and Events | |
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| Minimum Opening Deposit | $5 | $5 | $5 | $5 |
