Mortgage

  1. Fixed Mortgages
  2. Jumbo Fixed and Adjustable Mortgages
  3. 5/1 ARM Loan
  4. 5/5 ARM Loan
  5. Tools
  6. Apply
 

Benefits

  • For home purchases or refinancing
  • Stable payments
  • Loan amounts from $75,000 to $417,000
  • Maximum Combined Loan to Value (CLTV) 95%
  • Terms 10, 15, 20 and 30 years

What is a Fixed Mortgage?

A fixed mortgage is when your principal and interest payment stay the same over the life of the loan.

The Process:

To help make the process easier to understand we have laid out some basic steps involved in purchasing or refinancing your home.

  • Application, our online application makes it easy to apply. Once you have submitted your application it is reviewed by one of our Mortgage Loan Officers who will help you through the transaction.
  • Loan Estimate, once you have a property your loan officer will provide you with a loan estimate, this will show you an estimate of what fees may be charged to process or close your loan.
  • Documents needed, your loan officer will provide you with a list of documents that will be needed to process your loan.
  • Processing, your file will be transferred to the processing department where an experienced processor will prepare your file for the underwriting stage.
  • Underwriting, the underwriter makes sure that all loan requirements are met. If any additional documentation is needed your loan officer or processor will notify you.
  • Closing, at the title company you will be presented with your final closing documents for signature. An experienced closer will walk your through each document and answer any questions you might have.

 

Benefits

  • For home purchases or refinancing
  • Stable payments
  • Loan amounts in excess of $417,000
  • Maximum Combined Loan to Value (CLTV) 80%
  • Terms 10, 15, 20 and 30 years

What is a Jumbo Mortgage?

A jumbo loan is any loan in excess of $417,000; a fixed term means that your principal and interest payment will stay the same over the life of the loan. An Adjustable mortgage means that your rate can fluctuate with the market.

The Process:

To help make the process easier to understand we have laid out some basic steps involved in purchasing or refinancing your home.

  • Application, our online application makes it easy to apply. Once you have submitted your application it is reviewed by one of our Mortgage Loan Officers who will help you through the transaction.
  • Loan Estimate, once you have a property your loan officer will provide you with a loan estimate, this will show you an estimate of what fees may be charged to process or close your loan.
  • Documents needed, your loan officer will provide you with a list of documents that will be needed to process your loan.
  • Processing, your file will be transferred to the processing department where an experienced processor will prepare your file for the underwriting stage.
  • Underwriting, the underwriter makes sure that all loan requirements are met. If any additional documentation is needed your loan officer or processor will notify you.
  • Closing, at the title company you will be presented with your final closing documents for signature. An experienced closer will walk your through each document and answer any questions you might have.

 

Benefits

  • For home purchases or refinancing
  • Low initial monthly payments
  • Loan amounts from $75,000 to $417,000
  • Maximum Combined Loan to Value (CLTV) 95%
  • Terms 15 and 30 years

What is a 5/1 ARM Loan?

A 5/1 ARM loan is a loan that has an adjustable interest rate. Your rate will be locked in for the initial five years and then will adjust with the market every year thereafter.

The Process:

To help make the process easier to understand we have laid out some basic steps involved in purchasing or refinancing your home.

  • Application, our online application makes it easy to apply. Once you have submitted your application it is reviewed by one of our Mortgage Loan officers who will help you through the transaction.
  • Loan Estimate, once you have a property your loan officer will provide you with a loan estimate, this will show you an estimate of what fees may be charged to process or close your loan.
  • Documents needed, your loan officer will provide you with a list of documents that will be needed to process your loan.
  • Processing, your file will be transferred to the processing department where an experienced processor will prepare your file for the underwriting stage.
  • Underwriting, the underwriter makes sure that all loan requirements are met. If any additional documentation is needed your loan officer or processor will notify you.
  • Closing, at the title company you will be presented with your final closing documents for signature. An experienced closer will walk your through each document and answer any questions you might have.

 

Benefits

  • For home purchases or refinancing
  • Low initial monthly payments
  • Loan amounts from $75,000 to $417,000
  • Maximum Combined Loan to Value (CLTV) 95%
  • Terms 15 and 30 years

What is a 5/5 ARM Loan?

A 5/5 ARM Loan is a loan that has an adjustable interest rate. Your rate is locked in for five year increments and can adjust every fifth year.

The Process:

To help make the process easier to understand we have laid out some basic steps involved in purchasing or refinancing your home.

  • Application, our online application makes it easy to apply. Once you have submitted your application it is reviewed by one of our Mortgage Loan officers who will help you through the transaction.
  • Loan Estimate, once you have a property your loan officer will provide you with a loan estimate, this will show you an estimate of what fees may be charged to process or close your loan.
  • Documents needed, your loan officer will provide you with a list of documents that will be needed to process your loan.
  • Processing, your file will be transferred to the processing department where an experienced processor will prepare your file for the underwriting stage.
  • Underwriting, the underwriter makes sure that all loan requirements are met. If any additional documentation is needed your loan officer or processor will notify you.
  • Closing, at the title company you will be presented with your final closing documents for signature. An experienced closer will walk your through each document and answer any questions you might have.

 

Tools

 

Apply Now

 

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