Data Breach

Take steps to control your personal information:

Always be alert and check your statements and bills regularly. Set up account alerts to notify you of any unusual activity.
Monitor your credit with an annual free credit report
Place freezes on your credit report. Freezing your credit can cost anywhere from $0 to $10 at each bureau. Proven identity theft victims can have this fee waived. (If you need to lift the freeze you will have to pay the same fee.)
- Equifax or call 866.349.5191
- Experian or call 888.397.3742
- Transunion or call 888.909.8872
Place a fraud alert on your credit report by calling one of the credit bureaus. That credit report agency will alert the other two credit bureaus. This is a FREE service and it will last for 90 days.
Purchase Identity Theft Protection - Identity theft protection companies help consumers monitor their financial accounts and personal information by sending alerts on potential fraud.
- JSC FCU partners with ID Theft Shield to provide credit monitoring service for our members. Click here to learn more

Helpful Resources:

Federal Trade Commission

Texas Department of Public Safety

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Third Party Link Disclaimer - JSC Federal Credit Union (JSC FCU) does not endorse or guarantee 3rd party links. The products and services offered on 3rd party sites are not products of JSC FCU. JSC FCU cannot attest to the accuracy of information provided by the linked sites. Linking to a web site does not constitute endorsement by JSC FCU, or any of its employees, of the sponsors of the site or the products presented on the site. Other websites which you may link to from the Credit Union's site are not bound by the JSC FCU Website Privacy Policy. The calculators provide estimates only. *APY = Annual Percentage Yield. APR = Annual Percentage Rate and is accurate as of 08/16/2018. Auto Loan rates range from 2.69% APR - 13.14% APR and subject to change. All Rates are subject to change without notice. Lending rates are subject to credit approval. A fixed-rate loan for $20,000 based upon a 2.89% APR paid over 60 months would have 60 monthly payments of $358.41. All Share accounts are compounded and paid quarterly. Share Drafts are compounded and paid monthly. Rates may change after account is opened. All Share Certificates are compounded and paid monthly. Fees can reduce the earnings of deposit accounts. Penalties may apply for early withdrawal of Share Certificate deposits. Rebuild Personal Loan Rate ranges from 7.90% APR – 15.90% APR as of 05/08/2018 and subject to change. Lending rates are subject to credit approval. A fixed-rate loan for $15,000 based upon a 7.90% APR paid over 60 months would have 60 monthly payments of $303.20. $30,000 is the maximum allowable amount of unsecured loans per member. The Rebuild Personal Loan cannot be used to pay off any currently financed JSC FCU loan. **Certain restrictions apply. As of May 2009, your savings are federally insured up to at least $250,000 by the National Credit Union Administration, a U.S. government agency.

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