As a valued JSC Federal Credit Union member, you will be able to view your FICO® Score for free if you have an existing loan with us. This is available via eStatements so make sure to sign up. 

Your FICO® Score summarizes your credit report information into a three-digit number that lenders use to assess your credit risk. This score is used in 90% of lending decisions and can influence the amount of credit, the interest rate and term.

JSC FCU will provide you an updated FICO® Score quarterly. Viewing your provided FICO® Score will not negatively impact it. Regularly viewing your score can help you stay on top of your credit and avoid surprises.

This new feature enables you to:

      • Free online access to your FICO® Score
      • See the key factors that affected your FICO® Score
      • Read educational content on FICO® Scores and financial health and more


For more information about FICO® Scores, please refer to the information below: 

FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries


JSC Federal Credit Union and Fair Isaac are not credit repair organizations as defined under federal or state law, including the Credit Repair Organizations Act. JSC Federal Credit Union and Fair Isaac do not provide “credit repair” services or advice or assistance regarding “rebuilding” or “improving” your credit record, credit history or credit rating.


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