Disaster Relief Skip-a-Payment
In an effort to assist our members who have been impacted by the recent severe weather, JSC FCU offers a Disaster Relief Skip-a-Payment.
Good to know:
- In order to be eligible, the member must live in Harris or adjacent counties.
- Personal, Line-of-Credit, Vehicle, Real Estate Loans and Visa Credit Card payments can be skipped.
Total Loss Claim
If your vehicle was deemed a total loss due to the recent severe weather, you will need to notify your insurance company.
Auto Exam Flooded Vehicle Inspection
Severe flooding damaged many vehicles in the Houston area. Some of those vehicles owed by dealers or individuals may find their way back on the market. We've partnered with Auto Exam to keep you from purchasing an unsafe vehicle.
Available Federal Aid Programs
If you or someone you know were affected by the severe weather, there are several Federal Aid Programs currently in place for the State of Texas.
Late Payment Information
Due to recent severe weather, many members have been unable to make their loan payments on time. We are working with our members to ensure sufficient time is given to make payments. It will not be negatively reported to the credit bureaus unless your loan is 30 days past due.
If you are unable to make the payment, we offers a Disaster Relief Skip-a-Payment for all consumer loans, including Visa Credit Card and Real Estate.
*Certain restrictions will apply. APR is Annual Percentage Rate and is accurate as of 09/07/2017. Rates and terms subject to change. A fixed-rate for $5,000 based upon a 2.25% APR paid over 24 months would have 24 monthly payments of $213.23. JSC FCU reserves the right to cancel or change these promotions at any time, for any reason, without prior notice.