Home Possible Mortgage* 

Purchasing your first home is an exciting experience but finding the right mortgage can be a challenge. At JSC FCU, we designed the Home Possible Mortgage just for first-time homebuyers.



  • No Closing Cost 
  • 5% Down Payment 
  • Stable fixed  payments
*The total amount paid by JSC FCU and the seller cannot exceed 3% of the total amount financed based on a 95% LTV. By accepting the Home Possible Mortgage, the rate will be 0.50% higher than if you choose another mortgage. For example, if you have originally applied for a 30 year fixed mortgage but then chose to accept the Home Possible Mortgage, your rate will be 0.50% higher than the rate you qualify for on the 30 year fixed mortgage. There will be a 2% pre-payment penalty on the unpaid principal balance if the loan is paid in full within the first two years of the loan. JSC FCU also provides an option without a pre-payment penalty. Certain credit and income qualifications may apply. You will need to be a first-time homebuyer purchasing your first home to be eligible for this mortgage. Investment properties, Jumbo Loans, ARMs and mortgage refinances are not eligible for this offer. Please see a representative for more details.

Apply Now

Locate a Surcharge Free ATM or Shared Branch
Advanced Search

eBanking Login