Taking advantage of NO CLOSING COST* on our mortgage loans can SAVE you THOUSANDS in upfront fees. This is a TRUE no closing cost option*. The only items you will be responsible to pay for are the down payment and recurring costs**.

Mortgage rates continue to be near historic lows, but it won't last long. Homebuyers don't miss this opportunity to recapture your hard-earned money by paying less with JSC FCU today! 

*The total amount paid by JSC FCU and the seller cannot exceed 3% of the total amount financed based on a 95% LTV. By accepting the no closing cost option, the rate will be 0.50% higher than if you choose to pay for closing cost. There will be a 2% pre-payment penalty on the unpaid principal balance if the loan is paid in full within the first two years of the loan. JSC FCU also provides an option without a pre-payment penalty. Certain credit and income qualifications may apply. Investment properties, Jumbo Loans and mortgage refinances are not eligible for this offer. Down payment and recurring costs are still required to be paid upfront. JSC FCU has a right to cancel or change this promotion at any time. 

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