How to Add a Joint Owner

Good to Know: 

    • Joint owners have equal responsibilities on the accounts they are on.    
    • Joint owners must pass eFunds to be added to an account

 

In Branch:

    • Joint owners can be added by visiting a JSC FCU branch with the primary member.
    • The primary member will need to specify what account the joint owner will be added to.
    • Joint owner must provide a copy of their current ID, personal information and pass eFunds.
    • The JSC FCU representative will then provide a new account card (signature card) for all parties to sign. 

 

By Mail:

    • The primary member can request a new account card (signature card) from the Credit Union or print one out
    • On the account card (signature card), the primary member will need to specify what account the joint owner will be added to.
    • All account holders - primary and joint - need to fill out and sign the account card (signature card).
    • A copy of the joint owner's current ID and the completed account card (signature card) will need to be returned to the Credit Union.
    • Once the Credit Union receives the account card (signature card), a JSC FCU representative will process the application through eFunds on the joint owner. The joint owner must pass eFunds to be added to the account. 
    • If there are additional questions, a JSC FCU representative will contact the primary member. 

  

How to Remove a Joint Owner

To remove a joint owner from an account, the joint owner must complete a name withdrawal card form. The form can be drop off at any JSC FCU branch or the form can be notarized and mailed to JSC FCU PO BOX 58326 Houston, TX 77258. Updated account card (signature card) will need to be completed to reflect the change. 

Good to Know: 

    • Account must be in good standing before a joint owner is removed 
    • Once the joint owner is removed, all transactions in that person's name will not be processed 

 

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