Transfer to Your JSC FCU Account
You can transfer available funds from your Credit Card to your Savings or Checking Account within eBanking through the Transfer/Loan Payment Tab.
Credit Limit Increase
You may request a credit limit increase after the account has been established for one year. To request a limit increase, please submit an application for review by applying online or visit any branch location.
Sign electronically via Docusign
OR
Submit the Increase Credit Limit Application back to the Loan Department:
Fax: 281.488.0549
Email: teamlending@jscfcu.org
Mail: JSC Federal Credit Union
Attn: VISA Department
PO BOX 58346, Houston, TX 77258
You can also drop the form off at any branch location.
Lower Interest Rate
You can apply to lower your VISA Credit Card rate after it has been opened for one year. To apply for a lower rate, please submit an application for review by applying online or visit any branch location.
Defer-a-Payment
A Defer-a-Payment request can be submitted after you have made six consecutive monthly payments and it has been six months since the last approved Defer-a-Payment. Please note that a Defer-a-Payment is not approved until a Credit Union Representative notifies you that it is approved and processed.
Sign electronically via Docusign or visit a branch location.
Lower Credit Limit
To lower your limit, please complete a Request to Lower Credit Limit form.
Submit the form back to the VISA Department:
Fax: 281.488.0549
Email: teamvisa@jscfcu.org
Mail: JSC Federal Credit Union
Attn: VISA Department
PO BOX 58346, Houston, TX 77258
You can also drop the form off at any branch location.
Close Credit Card
To close your credit card, please complete a Close VISA Credit Card form.
Submit the form back to the VISA Department:
Fax: 281.488.0549
Email: teamvisa@jscfcu.org
Mail: JSC Federal Credit Union
Attn: VISA Department
PO BOX 58346, Houston, TX 77258
You can also drop the form off at any branch location.
