Wire Transfers

Wire Transfers

A wire transfer is a one-time electronic transfer from one financial institution to another. 

Incoming Wire – Incoming wires are processed from 9 AM - 5 PM, Monday through Friday. If your wire is received outside of these hours, it will be processed the following business day. Please keep in mind that processing time can vary based on the financial institution that is sending the wire and any applicable cut-off times.

Incoming wires are free to receive for personal accounts, or $5 per wire if received to a business account.

To receive a wire, you will need to provide the sender with the following information:

• Institution Name: JSC Federal Credit Union
• Institution Address: 1330 Gemini Houston, TX 77058
• Institution ABA Routing Number: 313083992
• Member Name: Your Name, as it appears on your JSC FCU account
• Member Address: Your address, as it appears on your JSC FCU account
• Member Account Number: Your full JSC FCU account number

Outgoing Wire Transfers – To request an outgoing wire transfer, please contact our trained specialists for assistance at 281.488.7070. (Select Option 4-Member Service, Option 2-Existing Member, and Option 4-Wire). To send a wire, you will need to provide the JSC FCU with the following information:

• Receiving Institution’s Name
• Institution ABA Routing Number
• Recipient's Name & Address
• Recipient's Account Number

Outgoing wire requests are processed from 9 AM - 3 PM, Monday through Friday. If your wire transfer request is received outside of these hours, it will be processed the following business day. Please keep in mind that processing time can vary based on the financial institution that is receiving the wire transfer, and any applicable cut-off times. Outgoing wires are $15 if sent to a domestic account and $45 if sent to an international account.

You have the right to cancel a remittance transfer and obtain a refund. To cancel or amend your request, you must contact us by phone within 30 minutes of payment of the transfer: 281.488.7070, select Option 4-Member Service, Option 2-Existing Member, and Option 4-Wire. When you contact us, please provide the following information to help identify the transfer you wish to cancel, including the amount and location where the funds were sent:

• Recipient's Financial Institution, Routing Number and Name
• Recipient's Account Number, Name and Address

We will refund your money within three business days of your request to cancel a transfer if the funds have not already been picked up or deposited into a recipient's account. A wire transfer is irrevocable after the 30-minute cancellation window.

Frequently Asked Questions