Traditional IRA

A Traditional IRA is a perfect investment vehicle for retirement, and is primarily used for individual savings. Your contributions are made up to a specified limit per year and in most cases, funds must remain on deposit until age 59+. Plus, the funds you contribute are usually tax deductible. Likewise, your earnings on the IRA account are not taxed until you begin withdrawals.

JSC FCU Traditional IRAs offer these benefits:

  • Available in a variable savings account with a minimum deposit of $25
  • A minimum opening deposit of $500 for an IRA Share Certificate
  • Dividends are paid monthly
  • Ability to made contributions conveniently with payroll deductions
  • Perfect for reinvesting a 401K, Retirement Account or Stock Rollover from a previous job
  • Contributions can be tax deductible (consult your tax advisor concerning your situation)
  • Funds you contribute and earn are subject to taxes at the time your begin withdrawn
  • Safe and secure investment vehicle
  • IRA rates
  • Open a Traditional IRA
  • Manage my Traditional IRA

For more information on JSC Federal Credit Union, or to find out how you can join, please call 281.488.7070 or 800.940.0708, or visit any branch office or e-mail.

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