Change Due Date

After you have made your first payment, please contact the Loan Department by calling 281.488.7070 or by email to teamlending@jscfcu.org. We will provide you with the change due date request form. 

Submit the form back to the Loan Department:
Fax: 281.488.0549
Email: teamlending@jscfcu.org
Mail: JSC Federal Credit Union 
        Attn: Loan Department
        PO BOX 58346, Houston, TX 77258

You can also drop the form off at any branch location.      

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Defer-a-Payment

A Defer-a-Payment request can be submitted after you have made six consecutive monthly payments and it has been six months since the last approved Defer-a-Payment. Please note that a Defer-a-Payment is not approved until a Credit Union Representative notifies you that it is approved and processed. 

Sign electronically via Docusign or visit a branch location

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Lower Interest Rate

You can apply to lower your rate after the loan has been established for one year. To apply for a lower rate, please submit an application for review by applying online or visit any branch location.      

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Remove or Add a Co-borrower to my Loan and Title

To add or remove a co-borrower on a loan and title, the borrower will need to apply for a refinance by submitting an application for review by applying online or visit any branch location. The current loan would be refinanced to re-word the terms and title. 

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